Total Assets
$1.2B
Total Deposits
$973.6M
Branches
11
Established
2001
Northstar Bank is a bank headquartered in Bad Axe, Michigan, established in 2001. It holds $1.2B in total assets across 11 branch locations. In our editorial opinion, based on public FDIC/NCUA data, Northstar Bank earns a TFS Financial Health Grade of B- (75.9/100) — our editorial assessment, not an official rating or financial advice.
TFS Health Grade
75.9 / 100
Good financial health
How we gradeTFS Health Grades are our editorial opinion based on public FDIC/NCUA data — not an official rating, not financial advice.
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Financial data through June 30, 2026. Updated by TFS August 28, 2026. Data sourced from FDIC BankFind Suite as of 2026-Q2. This data is provided by the federal government and is believed to be accurate, but TheFinanceSection.com cannot guarantee its completeness or timeliness.
Data sourced from CFPB Consumer Complaint Database. This data is provided by the federal government and is believed to be accurate, but TheFinanceSection.com cannot guarantee its completeness or timeliness.
| Branch | Address | City | State | Type |
|---|---|---|---|---|
| Northstar BankHQ | 833 S Van Dyke Rd | Bad Axe | MI | 11 |
| Northstar Bank | 3559 Main St | Akron | MI | 11 |
| Northstar Bank | 900 Point Tremble Rd | Algonac | MI | 11 |
| Northstar Bank | 3040 Lohr Road | Ann Arbor | MI | 11 |
| Northstar Bank | 1100 E Caro Rd | Caro | MI | 11 |
| Northstar Bank | 4145 24th Avenue | Fort Gratiot | MI | 11 |
| Northstar Bank | 66550 Gratiot Ave | Lenox | MI | 11 |
| Northstar Bank | 7611 Pigeon Rd | Pigeon | MI | 11 |
| Northstar Bank | 511 Fort St | Port Huron | MI | 24 |
| Northstar Bank | 1960 Fred W Moore Hwy | Saint Clair | MI | 11 |
| Northstar Bank | 4495 Garfield St | Ubly | MI | 11 |
Data sourced from FDIC BankFind Suite. This data is provided by the federal government and is believed to be accurate, but TheFinanceSection.com cannot guarantee its completeness or timeliness.
Data sourced from FDIC Enforcement Decisions and Orders / NCUA. This data is provided by the federal government and is believed to be accurate, but TheFinanceSection.com cannot guarantee its completeness or timeliness.
TFS Financial Health Grades represent our editorial assessment based on publicly available data and our proprietary methodology. They do not represent financial advice or an official government rating. Data on this page is sourced from federal government databases and is believed to be accurate.
Benchmarked against 60 active, federally insured banks reporting in the same quarter and holding roughly 0.5×–2× its assets. Same-state and overlapping-market peers are prioritized.
TFS health score
75.9
Tier 1 capital ratio
9.11%
Return on assets
1.30%
Non-performing loans
0.80%
Efficiency ratio
61.39%
Asset growth (YoY)
11.40%
Suggested direct comparisons
Grand Rapids, MI
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Complaint percentiles are intentionally withheld while TFS audits CFPB company matching and import coverage. Peer conclusions use complete same-quarter regulatory metrics only.