Total Assets
$1.5B
Total Deposits
$1.0B
Branches
7
Established
1827
Saco & Biddeford Savings Institution is a bank headquartered in Saco, Maine, established in 1827. It holds $1.5B in total assets across 7 branch locations. In our editorial opinion, based on public FDIC/NCUA data, Saco & Biddeford Savings Institution earns a TFS Financial Health Grade of D (53.6/100) — our editorial assessment, not an official rating or financial advice.
TFS Health Grade
53.6 / 100
Below average financial health
How we gradeTFS Health Grades are our editorial opinion based on public FDIC/NCUA data — not an official rating, not financial advice.
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Financial data through June 30, 2026. Updated by TFS August 28, 2026. Data sourced from FDIC BankFind Suite as of 2026-Q2. This data is provided by the federal government and is believed to be accurate, but TheFinanceSection.com cannot guarantee its completeness or timeliness.
Data sourced from CFPB Consumer Complaint Database. This data is provided by the federal government and is believed to be accurate, but TheFinanceSection.com cannot guarantee its completeness or timeliness.
| Branch | Address | City | State | Type |
|---|---|---|---|---|
| Saco & Biddeford Savings InstitutionHQ | 252 Main St | Saco | ME | 11 |
| Saco & Biddeford Savings Institution | 160 Shops Way | Biddeford | ME | 11 |
| Saco & Biddeford Savings Institution | 2 Portland Ave | Old Orchard Beach | ME | 11 |
| Saco & Biddeford Savings Institution | 136 Commercial St | Portland | ME | 11 |
| Saco & Biddeford Savings Institution | 41 Gorham Rd | Scarborough | ME | 11 |
| Saco & Biddeford Savings Institution | 601 Broadway | South Portland | ME | 11 |
| Saco & Biddeford Savings Institution | 2 Hannaford Dr | Westbrook | ME | 11 |
Data sourced from FDIC BankFind Suite. This data is provided by the federal government and is believed to be accurate, but TheFinanceSection.com cannot guarantee its completeness or timeliness.
Data sourced from FDIC Enforcement Decisions and Orders / NCUA. This data is provided by the federal government and is believed to be accurate, but TheFinanceSection.com cannot guarantee its completeness or timeliness.
TFS Financial Health Grades represent our editorial assessment based on publicly available data and our proprietary methodology. They do not represent financial advice or an official government rating. Data on this page is sourced from federal government databases and is believed to be accurate.
Benchmarked against 60 active, federally insured banks reporting in the same quarter and holding roughly 0.5×–2× its assets. Same-state and overlapping-market peers are prioritized.
TFS health score
53.6
Tier 1 capital ratio
10.02%
Return on assets
0.24%
Non-performing loans
0.14%
Efficiency ratio
90.27%
Asset growth (YoY)
2.19%
Suggested direct comparisons
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Complaint percentiles are intentionally withheld while TFS audits CFPB company matching and import coverage. Peer conclusions use complete same-quarter regulatory metrics only.