Total Assets
$3.2B
Total Deposits
$2.7B
Branches
18
Established
1864
First National Bank is a bank headquartered in Damariscotta, Maine, established in 1864. It holds $3.2B in total assets across 18 branch locations. In our editorial opinion, based on public FDIC/NCUA data, First National Bank earns a TFS Financial Health Grade of B (78.2/100) — our editorial assessment, not an official rating or financial advice.
TFS Health Grade
78.2 / 100
Good financial health
How we gradeTFS Health Grades are our editorial opinion based on public FDIC/NCUA data — not an official rating, not financial advice.
Watching First National Bank?
Get a free alert the moment its TFS financial-health grade changes. No spam, ever.
Financial data through June 30, 2026. Updated by TFS August 28, 2026. Data sourced from FDIC BankFind Suite as of 2026-Q2. This data is provided by the federal government and is believed to be accurate, but TheFinanceSection.com cannot guarantee its completeness or timeliness.
Data sourced from CFPB Consumer Complaint Database. This data is provided by the federal government and is believed to be accurate, but TheFinanceSection.com cannot guarantee its completeness or timeliness.
| Branch | Address | City | State | Type |
|---|---|---|---|---|
| First National BankHQ | 223 Main St | Damariscotta | ME | 11 |
| First National Bank | 145 Exchange St | Bangor | ME | 11 |
| First National Bank | 102 Main St | Bar Harbor | ME | 11 |
| First National Bank | 1b Belmont Ave | Belfast | ME | 11 |
| First National Bank | 1 South St | Blue Hill | ME | 12 |
| First National Bank | 77 Oak St | Boothbay Harbor | ME | 11 |
| First National Bank | 5 Parkway S | Brewer | ME | 11 |
| First National Bank | 319 North St | Calais | ME | 11 |
| First National Bank | 44 Elm St | Camden | ME | 11 |
| First National Bank | 102 Washington St | Eastport | ME | 11 |
| First National Bank | 194 Beechland Rd | Ellsworth | ME | 11 |
| First National Bank | 3 Summit Road | Northeast Harbor | ME | 11 |
| First National Bank | 132 Park St | Rockland | ME | 11 |
| First National Bank | 63 Union St | Rockland | ME | 11 |
| First National Bank | 114 Commercial St | Rockport | ME | 11 |
| First National Bank | 350 Main St | Southwest Harbor | ME | 11 |
| First National Bank | 1471 Atlantic Hwy | Waldoboro | ME | 11 |
| First National Bank | 39 Gardiner Rd | Wiscasset | ME | 11 |
Data sourced from FDIC BankFind Suite. This data is provided by the federal government and is believed to be accurate, but TheFinanceSection.com cannot guarantee its completeness or timeliness.
Data sourced from FDIC Enforcement Decisions and Orders / NCUA. This data is provided by the federal government and is believed to be accurate, but TheFinanceSection.com cannot guarantee its completeness or timeliness.
TFS Financial Health Grades represent our editorial assessment based on publicly available data and our proprietary methodology. They do not represent financial advice or an official government rating. Data on this page is sourced from federal government databases and is believed to be accurate.
Benchmarked against 60 active, federally insured banks reporting in the same quarter and holding roughly 0.5×–2× its assets. Same-state and overlapping-market peers are prioritized.
TFS health score
78.2
Tier 1 capital ratio
9.20%
Return on assets
1.22%
Non-performing loans
0.75%
Efficiency ratio
51.24%
Asset growth (YoY)
0.52%
Suggested direct comparisons
Bar Harbor, ME
$4.7B
$2.2B
Complaint percentiles are intentionally withheld while TFS audits CFPB company matching and import coverage. Peer conclusions use complete same-quarter regulatory metrics only.