Total Assets
$2.7B
Total Deposits
$2.3B
Branches
16
Established
1869
Machias Savings Bank is a bank headquartered in Machias, Maine, established in 1869. It holds $2.7B in total assets across 16 branch locations. In our editorial opinion, based on public FDIC/NCUA data, Machias Savings Bank earns a TFS Financial Health Grade of B (78.7/100) — our editorial assessment, not an official rating or financial advice.
TFS Health Grade
78.7 / 100
Good financial health
How we gradeTFS Health Grades are our editorial opinion based on public FDIC/NCUA data — not an official rating, not financial advice.
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Financial data through June 30, 2026. Updated by TFS August 28, 2026. Data sourced from FDIC BankFind Suite as of 2026-Q2. This data is provided by the federal government and is believed to be accurate, but TheFinanceSection.com cannot guarantee its completeness or timeliness.
Data sourced from CFPB Consumer Complaint Database. This data is provided by the federal government and is believed to be accurate, but TheFinanceSection.com cannot guarantee its completeness or timeliness.
| Branch | Address | City | State | Type |
|---|---|---|---|---|
| Machias Savings BankHQ | 4 Center St | Machias | ME | 11 |
| Machias Savings Bank | 1126 Hammond St | Bangor | ME | 11 |
| Machias Savings Bank | 96 Cottage St | Bar Harbor | ME | 11 |
| Machias Savings Bank | 581 Wilson St | Brewer | ME | 11 |
| Machias Savings Bank | 210 North St | Calais | ME | 11 |
| Machias Savings Bank | 142 Bennett Dr | Caribou | ME | 11 |
| Machias Savings Bank | 357 Us Highway 1 | Columbia | ME | 11 |
| Machias Savings Bank | 38 Depot St | Danforth | ME | 11 |
| Machias Savings Bank | 93 High St | Ellsworth | ME | 11 |
| Machias Savings Bank | 138 North St | Houlton | ME | 11 |
| Machias Savings Bank | 6 Penobscot Valley Ave | Lincoln | ME | 11 |
| Machias Savings Bank | 193 Middle St | Portland | ME | 11 |
| Machias Savings Bank | 9 Dyer St | Presque Isle | ME | 11 |
| Machias Savings Bank | 127 Main St | Princeton | ME | 11 |
| Machias Savings Bank | 3 Glen St | Rockland | ME | 11 |
| Machias Savings Bank | 900 Elm St | Manchester | NH | 11 |
Data sourced from FDIC BankFind Suite. This data is provided by the federal government and is believed to be accurate, but TheFinanceSection.com cannot guarantee its completeness or timeliness.
Data sourced from FDIC Enforcement Decisions and Orders / NCUA. This data is provided by the federal government and is believed to be accurate, but TheFinanceSection.com cannot guarantee its completeness or timeliness.
TFS Financial Health Grades represent our editorial assessment based on publicly available data and our proprietary methodology. They do not represent financial advice or an official government rating. Data on this page is sourced from federal government databases and is believed to be accurate.
Benchmarked against 60 active, federally insured banks reporting in the same quarter and holding roughly 0.5×–2× its assets. Same-state and overlapping-market peers are prioritized.
TFS health score
78.7
Tier 1 capital ratio
12.12%
Return on assets
0.99%
Non-performing loans
0.40%
Efficiency ratio
66.99%
Asset growth (YoY)
2.30%
Suggested direct comparisons
Bar Harbor, ME
$4.7B
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Complaint percentiles are intentionally withheld while TFS audits CFPB company matching and import coverage. Peer conclusions use complete same-quarter regulatory metrics only.