Total Assets
$547.6M
Total Deposits
$472.6M
Branches
8
Established
1925
The Farmers Bank of Willards is a bank headquartered in Willards, Maryland, established in 1925. It holds $547.6M in total assets across 8 branch locations. In our editorial opinion, based on public FDIC/NCUA data, The Farmers Bank of Willards earns a TFS Financial Health Grade of A (89.9/100) — our editorial assessment, not an official rating or financial advice.
TFS Health Grade
89.9 / 100
Excellent financial health
How we gradeTFS Health Grades are our editorial opinion based on public FDIC/NCUA data — not an official rating, not financial advice.
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Financial data through June 30, 2026. Updated by TFS August 28, 2026. Data sourced from FDIC BankFind Suite as of 2026-Q2. This data is provided by the federal government and is believed to be accurate, but TheFinanceSection.com cannot guarantee its completeness or timeliness.
Data sourced from CFPB Consumer Complaint Database. This data is provided by the federal government and is believed to be accurate, but TheFinanceSection.com cannot guarantee its completeness or timeliness.
| Branch | Address | City | State | Type |
|---|---|---|---|---|
| The Farmers Bank of WillardsHQ | 7484 Market St | Willards | MD | 21 |
| The Farmers Bank of Willards | 28660 Dupont Blvd | Millsboro | DE | 11 |
| The Farmers Bank of Willards | 8700 Coastal Highway | Ocean City | MD | 11 |
| The Farmers Bank of Willards | 9701 Stephen Decatur Hwy | Ocean City | MD | 11 |
| The Farmers Bank of Willards | 102 Milford St | Salisbury | MD | 11 |
| The Farmers Bank of Willards | Tilghman Road | Salisbury | MD | 11 |
| The Farmers Bank of Willards | 1150 Parsons Rd | Salisbury | MD | 11 |
| The Farmers Bank of Willards | 7233 Main St | Willards | MD | 11 |
Data sourced from FDIC BankFind Suite. This data is provided by the federal government and is believed to be accurate, but TheFinanceSection.com cannot guarantee its completeness or timeliness.
Data sourced from FDIC Enforcement Decisions and Orders / NCUA. This data is provided by the federal government and is believed to be accurate, but TheFinanceSection.com cannot guarantee its completeness or timeliness.
TFS Financial Health Grades represent our editorial assessment based on publicly available data and our proprietary methodology. They do not represent financial advice or an official government rating. Data on this page is sourced from federal government databases and is believed to be accurate.
Benchmarked against 60 active, federally insured banks reporting in the same quarter and holding roughly 0.5×–2× its assets. Same-state and overlapping-market peers are prioritized.
TFS health score
89.9
Tier 1 capital ratio
12.13%
Return on assets
1.35%
Non-performing loans
0.70%
Efficiency ratio
59.13%
Asset growth (YoY)
-0.31%
Suggested direct comparisons
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Complaint percentiles are intentionally withheld while TFS audits CFPB company matching and import coverage. Peer conclusions use complete same-quarter regulatory metrics only.