What is STATE EMPLOYEES CU OF MARYLAND, INC's financial health grade?

STATE EMPLOYEES CU OF MARYLAND, INC has a TFS Financial Health Grade of C+ (score: 70.5/100). This grade is based on capital adequacy, asset quality, earnings, and consumer protection metrics.

How many branches does STATE EMPLOYEES CU OF MARYLAND, INC have?

STATE EMPLOYEES CU OF MARYLAND, INC has 27 branch locations across the United States.

Is STATE EMPLOYEES CU OF MARYLAND, INC NCUA insured?

Yes, STATE EMPLOYEES CU OF MARYLAND, INC is insured by the NCUA (Charter #66330).

What are the total assets of STATE EMPLOYEES CU OF MARYLAND, INC?

STATE EMPLOYEES CU OF MARYLAND, INC has total assets of $5.7B as reported in its most recent filing.

STATE EMPLOYEES CU OF MARYLAND, INC: TFS Grade & Financial Health

Credit UnionLINTHICUM, Maryland

Compare STATE EMPLOYEES CU OF MARYLAND, INCCD withdrawal tools

Total Assets

$5.7B

Total Deposits

$5.0B

Branches

Established

1951

STATE EMPLOYEES CU OF MARYLAND, INC is a credit union headquartered in LINTHICUM, Maryland, established in 1951. It holds $5.7B in total assets across 27 branch locations. In our editorial opinion, based on public FDIC/NCUA data, STATE EMPLOYEES CU OF MARYLAND, INC earns a TFS Financial Health Grade of C+ (70.5/100) — our editorial assessment, not an official rating or financial advice.

TFS Health Grade

C+

70.5 / 100

Average financial health

How we grade

TFS Health Grades are our editorial opinion based on public FDIC/NCUA data — not an official rating, not financial advice.

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Capital & Safety

Net Worth Ratio

10.38%(7%)

60+ Day Delinquency Ratio

0.54%

Profitability

Return on Assets (ROA)

0.75%(1%)

Return on Equity (ROE)

7.20%(10%)

Net Interest Margin—

Efficiency Ratio—

Lending & Liquidity

Total Loans

$4.5B

Loan-to-Deposit Ratio

89.95%

Net Charge-Off Ratio

0.44%

Growth

Asset Growth (YoY)—

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Branch	Address	City	State	Type
SECU Credit UnionHQ	971 Corporate Blvd	Linthicum	MD	Full Service
SECU - Annapolis Towne Centre	203 Harker Pl Ste 115	Annapolis	MD	Full Service
SECU Credit Union - Annapolis	115 West St	Annapolis	MD	Full Service
SECU Credit Union - Baltimore State Office Complex	301 W Preston St	Baltimore	MD	Full Service
SECU Credit Union - Fullerton	7906 Rossville Blvd	Baltimore	MD	Full Service
SECU Credit Union - Security at Chadwick	7173 Security Blvd	Baltimore	MD	Full Service
SECU Credit Union UMB	250 W Pratt St	Baltimore	MD	Full Service
SECU Credit Union - Bel Air	210 Plumtree Rd	Bel Air	MD	Full Service
SECU Credit Union - Greenbelt Road	6011 Greenbelt Rd	Berwyn Heights	MD	Full Service
SECU Credit Union - Clarksville	12179 Clarksville Pike	Clarksville	MD	Full Service
SCEU Credit Union - Columbia Branch	8630 Snowden River Pkwy	Columbia	MD	Full Service
SECU Credit Union - Crofton	1298 Cronson Blvd	Crofton	MD	Full Service
SECU Credit Union Rockville - Shady Grove	16701 Crabbs Branch Way	Derwood	MD	Full Service
SECU Credit Union - Ellicott City	10025 Baltimore National Pike	Ellicott City	MD	Full Service
SECU Credit Union Frederick	5110 Buckeystown Pike	Frederick	MD	Full Service
SECU Credit Union Maple Lawn	8175 Westside Blvd	Fulton	MD	Full Service
SECU Credit Union - Glen Burnie	103 Chesapeake Center Ct	Glen Burnie	MD	Full Service
SECU Credit Union - Hagerstown	17239 Cole Rd	Hagerstown	MD	Full Service
SECU Credit Union - LaVale	12200 Winchester Rd SW	LaVale	MD	Full Service
SECU Credit Union	971 Corporate Blvd	Linthicum	MD	Full Service
SECU University	989 Corporate Blvd	Linthicum	MD	Full Service
SECU Credit Union - Owings Mills	10801 Red Run Blvd	Owings Mills	MD	Full Service
SECU Credit Union - Pasadena	8055 Jumpers Hole Rd	Pasadena	MD	Full Service
SECU Credit Union - Salisbury	1101 Mount Hermon Rd	Salisbury	MD	Full Service
SECU Credit Union Silver Spring	8737 Colesville Rd	Silver Spring	MD	Full Service
SECU Credit Union - Timonium	33 E Padonia Rd	Timonium	MD	Full Service
SECU Credit Union - Towson	8603 La Salle Rd	Towson	MD	Full Service

Data sourced from FDIC BankFind Suite. This data is provided by the federal government and is believed to be accurate, but TheFinanceSection.com cannot guarantee its completeness or timeliness.

No institution-level regulatory actions are currently published in TFS's exact-ID registry. Coverage is curated and this does not prove that no action exists.

Institution Details

Institution TypeCredit Union

NCUA Charter #66330

FDIC/NCUA InsuredYes

Data sourced from FDIC Enforcement Decisions and Orders / NCUA. This data is provided by the federal government and is believed to be accurate, but TheFinanceSection.com cannot guarantee its completeness or timeliness.

TFS Financial Health Grades represent our editorial assessment based on publicly available data and our proprietary methodology. They do not represent financial advice or an official government rating. Data on this page is sourced from federal government databases and is believed to be accurate.

Same-period peer analysis · 2026-Q1

STATE EMPLOYEES CU OF MARYLAND, INC compared with similar credit unions

Benchmarked against 60 active, federally insured credit unions reporting in the same quarter and holding roughly 0.5×–2× its assets. Same-state and overlapping-market peers are prioritized.

Choose another

TFS health score

70.5

Near peers

50th percentileMedian 70.3

Net worth ratio

10.38%

Near peers

43rd percentileMedian 10.57%

Return on assets

0.75%

worse than peers