Total Assets
$1.7B
Total Deposits
$1.3B
Branches
12
Established
1854
East Cambridge Savings Bank is a bank headquartered in Cambridge, Massachusetts, established in 1854. It holds $1.7B in total assets across 12 branch locations. In our editorial opinion, based on public FDIC/NCUA data, East Cambridge Savings Bank earns a TFS Financial Health Grade of C (66.9/100) — our editorial assessment, not an official rating or financial advice.
TFS Health Grade
66.9 / 100
Average financial health
How we gradeTFS Health Grades are our editorial opinion based on public FDIC/NCUA data — not an official rating, not financial advice.
Watching East Cambridge Savings Bank?
Get a free alert the moment its TFS financial-health grade changes. No spam, ever.
Financial data through June 30, 2026. Updated by TFS August 28, 2026. Data sourced from FDIC BankFind Suite as of 2026-Q2. This data is provided by the federal government and is believed to be accurate, but TheFinanceSection.com cannot guarantee its completeness or timeliness.
Data sourced from CFPB Consumer Complaint Database. This data is provided by the federal government and is believed to be accurate, but TheFinanceSection.com cannot guarantee its completeness or timeliness.
| Branch | Address | City | State | Type |
|---|---|---|---|---|
| East Cambridge Savings BankHQ | 292 Cambridge St | Cambridge | MA | 11 |
| East Cambridge Savings Bank | 105 Broadway | Arlington | MA | 11 |
| East Cambridge Savings Bank | 395 Trapelo Rd | Belmont | MA | 11 |
| East Cambridge Savings Bank | 1310 Cambridge St | Cambridge | MA | 11 |
| East Cambridge Savings Bank | 459 Broadway | Cambridge | MA | 29 |
| East Cambridge Savings Bank | 360 Broadway | Chelsea | MA | 11 |
| East Cambridge Savings Bank | 98 Pleasant St | Malden | MA | 11 |
| East Cambridge Savings Bank | 243 Salem St | Medford | MA | 11 |
| East Cambridge Savings Bank | 9 Playstead Rd | Medford | MA | 11 |
| East Cambridge Savings Bank | 285 Highland Ave | Somerville | MA | 11 |
| East Cambridge Savings Bank | 860 Lexington St | Waltham | MA | 11 |
| East Cambridge Savings Bank | 237 Lexington St | Woburn | MA | 11 |
Data sourced from FDIC BankFind Suite. This data is provided by the federal government and is believed to be accurate, but TheFinanceSection.com cannot guarantee its completeness or timeliness.
Data sourced from FDIC Enforcement Decisions and Orders / NCUA. This data is provided by the federal government and is believed to be accurate, but TheFinanceSection.com cannot guarantee its completeness or timeliness.
TFS Financial Health Grades represent our editorial assessment based on publicly available data and our proprietary methodology. They do not represent financial advice or an official government rating. Data on this page is sourced from federal government databases and is believed to be accurate.
Benchmarked against 60 active, federally insured banks reporting in the same quarter and holding roughly 0.5×–2× its assets. Same-state and overlapping-market peers are prioritized.
TFS health score
66.9
Tier 1 capital ratio
9.69%
Return on assets
0.38%
Non-performing loans
0.20%
Efficiency ratio
81.42%
Asset growth (YoY)
3.50%
Suggested direct comparisons
Cambridge, MA
$14.8M
$1.7B
Complaint percentiles are intentionally withheld while TFS audits CFPB company matching and import coverage. Peer conclusions use complete same-quarter regulatory metrics only.