Total Assets
$7.0B
Total Deposits
$5.4B
Branches
21
Established
1834
Cambridge Savings Bank is a bank headquartered in Cambridge, Massachusetts, established in 1834. It holds $7.0B in total assets across 21 branch locations. In our editorial opinion, based on public FDIC/NCUA data, Cambridge Savings Bank earns a TFS Financial Health Grade of D+ (57.7/100) — our editorial assessment, not an official rating or financial advice.
TFS Health Grade
57.7 / 100
Below average financial health
How we gradeTFS Health Grades are our editorial opinion based on public FDIC/NCUA data — not an official rating, not financial advice.
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Financial data through June 30, 2026. Updated by TFS August 28, 2026. Data sourced from FDIC BankFind Suite as of 2026-Q2. This data is provided by the federal government and is believed to be accurate, but TheFinanceSection.com cannot guarantee its completeness or timeliness.
Data sourced from CFPB Consumer Complaint Database. This data is provided by the federal government and is believed to be accurate, but TheFinanceSection.com cannot guarantee its completeness or timeliness.
| Branch | Address | City | State | Type |
|---|---|---|---|---|
| Cambridge Savings BankHQ | 1374 Massachusetts Ave | Cambridge | MA | 11 |
| Cambridge Savings Bank | 188 Massachusetts Ave | Arlington | MA | 11 |
| Cambridge Savings Bank | 626 Massachusetts Ave | Arlington | MA | 11 |
| Cambridge Savings Bank | 1300 Massachusetts Ave | Arlington | MA | 11 |
| Cambridge Savings Bank | 181 Great Rd | Bedford | MA | 11 |
| Cambridge Savings Bank | 40 Leonard St | Belmont | MA | 11 |
| Cambridge Savings Bank | 154 Cambridge St | Burlington | MA | 11 |
| Cambridge Savings Bank | 140 Middlesex Tpke | Burlington | MA | 11 |
| Cambridge Savings Bank | 53 White St | Cambridge | MA | 11 |
| Cambridge Savings Bank | 1378 Cambridge St | Cambridge | MA | 11 |
| Cambridge Savings Bank | 630 Massachusetts Ave | Cambridge | MA | 11 |
| Cambridge Savings Bank | 1 Thompson Sq | Charlestown | MA | 11 |
| Cambridge Savings Bank | 202 Sudbury Rd | Concord | MA | 11 |
| Cambridge Savings Bank | 734 Dudley St | Dorchester | MA | 11 |
| Cambridge Savings Bank | 1781 Massachusetts Ave | Lexington | MA | 11 |
| Cambridge Savings Bank | 638 Main St | Melrose | MA | 11 |
| Cambridge Savings Bank | 739 Beacon St | Newton Center | MA | 11 |
| Cambridge Savings Bank | 475 Foley St | Somerville | MA | 11 |
| Cambridge Savings Bank | 81 Wyman St | Waltham | MA | 13 |
| Cambridge Savings Bank | 81 Wyman St | Waltham | MA | 13 |
| Cambridge Savings Bank | 54 Arsenal St | Watertown | MA | 11 |
Data sourced from FDIC BankFind Suite. This data is provided by the federal government and is believed to be accurate, but TheFinanceSection.com cannot guarantee its completeness or timeliness.
Data sourced from FDIC Enforcement Decisions and Orders / NCUA. This data is provided by the federal government and is believed to be accurate, but TheFinanceSection.com cannot guarantee its completeness or timeliness.
TFS Financial Health Grades represent our editorial assessment based on publicly available data and our proprietary methodology. They do not represent financial advice or an official government rating. Data on this page is sourced from federal government databases and is believed to be accurate.
Benchmarked against 60 active, federally insured banks reporting in the same quarter and holding roughly 0.5×–2× its assets. Same-state and overlapping-market peers are prioritized.
TFS health score
57.7
Tier 1 capital ratio
10.25%
Return on assets
0.36%
Non-performing loans
1.26%
Efficiency ratio
75.88%
Asset growth (YoY)
0.91%
Suggested direct comparisons
Cambridge, MA
$14.8M
$5.6B
Complaint percentiles are intentionally withheld while TFS audits CFPB company matching and import coverage. Peer conclusions use complete same-quarter regulatory metrics only.