Total Assets
$2.4B
Total Deposits
$2.1B
Branches
20
Established
1902
Traditional Bank, Inc. is a bank headquartered in Mount Sterling, Kentucky, established in 1902. It holds $2.4B in total assets across 20 branch locations. In our editorial opinion, based on public FDIC/NCUA data, Traditional Bank, Inc. earns a TFS Financial Health Grade of B+ (85.0/100) — our editorial assessment, not an official rating or financial advice.
TFS Health Grade
85.0 / 100
Good financial health
How we gradeTFS Health Grades are our editorial opinion based on public FDIC/NCUA data — not an official rating, not financial advice.
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Financial data through June 30, 2026. Updated by TFS August 28, 2026. Data sourced from FDIC BankFind Suite as of 2026-Q2. This data is provided by the federal government and is believed to be accurate, but TheFinanceSection.com cannot guarantee its completeness or timeliness.
Data sourced from CFPB Consumer Complaint Database. This data is provided by the federal government and is believed to be accurate, but TheFinanceSection.com cannot guarantee its completeness or timeliness.
| Branch | Address | City | State | Type |
|---|---|---|---|---|
| Traditional Bank, Inc.HQ | 49 W Main St | Mount Sterling | KY | 11 |
| Traditional Bank, Inc. | 91 Arrowhead Ct | Frankfort | KY | 11 |
| Traditional Bank, Inc. | 1140 Us 127 South | Frankfort | KY | 11 |
| Traditional Bank, Inc. | 114 Main St | Frenchburg | KY | 11 |
| Traditional Bank, Inc. | 7880 Main St | Jeffersonville | KY | 11 |
| Traditional Bank, Inc. | 457 Southland Dr | Lexington | KY | 11 |
| Traditional Bank, Inc. | 3720 Palomar Centre Dr | Lexington | KY | 11 |
| Traditional Bank, Inc. | 163 W Short St | Lexington | KY | 11 |
| Traditional Bank, Inc. | 2801 Palumbo Dr | Lexington | KY | 11 |
| Traditional Bank, Inc. | 3353 Tates Creek Rd | Lexington | KY | 11 |
| Traditional Bank, Inc. | 2197 Nicholasville Rd | Lexington | KY | 11 |
| Traditional Bank, Inc. | 400 Blankenbaker Pkwy | Louisville | KY | 11 |
| Traditional Bank, Inc. | 637 Maysville Rd | Mount Sterling | KY | 11 |
| Traditional Bank, Inc. | 1378 Indian Mound Dr | Mount Sterling | KY | 11 |
| Traditional Bank, Inc. | 7450 Indian Mound Drive | Mount Sterling | KY | 11 |
| Traditional Bank, Inc. | 3333 Lexington Rd | Paris | KY | 11 |
| Traditional Bank, Inc. | 2106 Rocky Dr | Paris | KY | 11 |
| Traditional Bank, Inc. | 111 The Pointe Boulevard | Shelbyville | KY | 11 |
| Traditional Bank, Inc. | 30 W Broadway St | Winchester | KY | 11 |
| Traditional Bank, Inc. | 875 Colby Rd | Winchester | KY | 11 |
Data sourced from FDIC BankFind Suite. This data is provided by the federal government and is believed to be accurate, but TheFinanceSection.com cannot guarantee its completeness or timeliness.
Data sourced from FDIC Enforcement Decisions and Orders / NCUA. This data is provided by the federal government and is believed to be accurate, but TheFinanceSection.com cannot guarantee its completeness or timeliness.
TFS Financial Health Grades represent our editorial assessment based on publicly available data and our proprietary methodology. They do not represent financial advice or an official government rating. Data on this page is sourced from federal government databases and is believed to be accurate.
Benchmarked against 60 active, federally insured banks reporting in the same quarter and holding roughly 0.5×–2× its assets. Same-state and overlapping-market peers are prioritized.
TFS health score
85.0
Tier 1 capital ratio
10.56%
Return on assets
1.18%
Non-performing loans
0.25%
Efficiency ratio
53.21%
Asset growth (YoY)
2.42%
Suggested direct comparisons
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Complaint percentiles are intentionally withheld while TFS audits CFPB company matching and import coverage. Peer conclusions use complete same-quarter regulatory metrics only.