Total Assets
$770.0M
Total Deposits
$706.4M
Branches
11
Established
1875
FNB Bank, Inc. is a bank headquartered in Mayfield, Kentucky, established in 1875. It holds $770.0M in total assets across 11 branch locations. In our editorial opinion, based on public FDIC/NCUA data, FNB Bank, Inc. earns a TFS Financial Health Grade of B (79.1/100) — our editorial assessment, not an official rating or financial advice.
TFS Health Grade
79.1 / 100
Good financial health
How we gradeTFS Health Grades are our editorial opinion based on public FDIC/NCUA data — not an official rating, not financial advice.
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Financial data through June 30, 2026. Updated by TFS August 28, 2026. Data sourced from FDIC BankFind Suite as of 2026-Q2. This data is provided by the federal government and is believed to be accurate, but TheFinanceSection.com cannot guarantee its completeness or timeliness.
Data sourced from CFPB Consumer Complaint Database. This data is provided by the federal government and is believed to be accurate, but TheFinanceSection.com cannot guarantee its completeness or timeliness.
| Branch | Address | City | State | Type |
|---|---|---|---|---|
| FNB Bank, Inc.HQ | 101 E Broadway | Mayfield | KY | 11 |
| FNB Bank, Inc. | 315w 5th Street | Benton | KY | 11 |
| FNB Bank, Inc. | 1197 Canton Rd | Cadiz | KY | 11 |
| FNB Bank, Inc. | 2558 Main St | Cadiz | KY | 11 |
| FNB Bank, Inc. | 101 E Broadway | Mayfield | KY | 27 |
| FNB Bank, Inc. | 310 Charles Dr | Mayfield | KY | 11 |
| FNB Bank, Inc. | 1445 Lowes Dr | Murray | KY | 11 |
| FNB Bank, Inc. | 611 S 12th St | Murray | KY | 11 |
| FNB Bank, Inc. | 3445 Lone Oak Rd | Paducah | KY | 11 |
| FNB Bank, Inc. | 130 Lone Oak Rd | Paducah | KY | 11 |
| FNB Bank, Inc. | 9606 Highway 45 S. | Wingo | KY | 11 |
Data sourced from FDIC BankFind Suite. This data is provided by the federal government and is believed to be accurate, but TheFinanceSection.com cannot guarantee its completeness or timeliness.
Data sourced from FDIC Enforcement Decisions and Orders / NCUA. This data is provided by the federal government and is believed to be accurate, but TheFinanceSection.com cannot guarantee its completeness or timeliness.
TFS Financial Health Grades represent our editorial assessment based on publicly available data and our proprietary methodology. They do not represent financial advice or an official government rating. Data on this page is sourced from federal government databases and is believed to be accurate.
Benchmarked against 60 active, federally insured banks reporting in the same quarter and holding roughly 0.5×–2× its assets. Same-state and overlapping-market peers are prioritized.
TFS health score
79.1
Tier 1 capital ratio
8.48%
Return on assets
1.23%
Non-performing loans
0.68%
Efficiency ratio
56.70%
Asset growth (YoY)
6.72%
Louisville, KY
$7.1B
$816.1M
Complaint percentiles are intentionally withheld while TFS audits CFPB company matching and import coverage. Peer conclusions use complete same-quarter regulatory metrics only.