Total Assets
$816.1M
Total Deposits
$737.2M
Branches
14
Established
1904
Cumberland Valley National Bank & Trust Company is a bank headquartered in London, Kentucky, established in 1904. It holds $816.1M in total assets across 14 branch locations. In our editorial opinion, based on public FDIC/NCUA data, Cumberland Valley National Bank & Trust Company earns a TFS Financial Health Grade of B (78.1/100) — our editorial assessment, not an official rating or financial advice.
TFS Health Grade
78.1 / 100
Good financial health
How we gradeTFS Health Grades are our editorial opinion based on public FDIC/NCUA data — not an official rating, not financial advice.
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Financial data through June 30, 2026. Updated by TFS August 28, 2026. Data sourced from FDIC BankFind Suite as of 2026-Q2. This data is provided by the federal government and is believed to be accurate, but TheFinanceSection.com cannot guarantee its completeness or timeliness.
Data sourced from CFPB Consumer Complaint Database. This data is provided by the federal government and is believed to be accurate, but TheFinanceSection.com cannot guarantee its completeness or timeliness.
| Branch | Address | City | State | Type |
|---|---|---|---|---|
| Cumberland Valley National Bank & Trust CompanyHQ | 100 S Main St | London | KY | 11 |
| Cumberland Valley National Bank & Trust Company | 235 Glades Rd | Berea | KY | 11 |
| Cumberland Valley National Bank & Trust Company | 1200 Cumberland Falls Hwy | Corbin | KY | 11 |
| Cumberland Valley National Bank & Trust Company | 1376 Master St | Corbin | KY | 11 |
| Cumberland Valley National Bank & Trust Company | 900 Beasley St | Lexington | KY | 11 |
| Cumberland Valley National Bank & Trust Company | 1721 Nicholasville Rd | Lexington | KY | 11 |
| Cumberland Valley National Bank & Trust Company | 410 S Laurel Rd | London | KY | 11 |
| Cumberland Valley National Bank & Trust Company | 300 London Shopping Ctr | London | KY | 11 |
| Cumberland Valley National Bank & Trust Company | 1755 N Main St | London | KY | 11 |
| Cumberland Valley National Bank & Trust Company | 1851 Kentucky 192 | London | KY | 12 |
| Cumberland Valley National Bank & Trust Company | 13205 Magisterial Dr | Louisville | KY | 23 |
| Cumberland Valley National Bank & Trust Company | 505 Leighway Dr | Richmond | KY | 11 |
| Cumberland Valley National Bank & Trust Company | 2110 Lexington Rd | Richmond | KY | 11 |
| Cumberland Valley National Bank & Trust Company | 1520 S Highway 27 | Somerset | KY | 11 |
Data sourced from FDIC BankFind Suite. This data is provided by the federal government and is believed to be accurate, but TheFinanceSection.com cannot guarantee its completeness or timeliness.
Data sourced from FDIC Enforcement Decisions and Orders / NCUA. This data is provided by the federal government and is believed to be accurate, but TheFinanceSection.com cannot guarantee its completeness or timeliness.
TFS Financial Health Grades represent our editorial assessment based on publicly available data and our proprietary methodology. They do not represent financial advice or an official government rating. Data on this page is sourced from federal government databases and is believed to be accurate.
Benchmarked against 60 active, federally insured banks reporting in the same quarter and holding roughly 0.5×–2× its assets. Same-state and overlapping-market peers are prioritized.
TFS health score
78.1
Tier 1 capital ratio
9.49%
Return on assets
1.15%
Non-performing loans
0.22%
Efficiency ratio
65.74%
Asset growth (YoY)
2.78%
Suggested direct comparisons
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Complaint percentiles are intentionally withheld while TFS audits CFPB company matching and import coverage. Peer conclusions use complete same-quarter regulatory metrics only.