Total Assets
$564.9M
Total Deposits
$489.3M
Branches
12
Established
1906
Peoples Bank of Kentucky, Inc. is a bank headquartered in Flemingsburg, Kentucky, established in 1906. It holds $564.9M in total assets across 12 branch locations. In our editorial opinion, based on public FDIC/NCUA data, Peoples Bank of Kentucky, Inc. earns a TFS Financial Health Grade of B- (74.9/100) — our editorial assessment, not an official rating or financial advice.
TFS Health Grade
74.9 / 100
Good financial health
How we gradeTFS Health Grades are our editorial opinion based on public FDIC/NCUA data — not an official rating, not financial advice.
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Financial data through June 30, 2026. Updated by TFS August 28, 2026. Data sourced from FDIC BankFind Suite as of 2026-Q2. This data is provided by the federal government and is believed to be accurate, but TheFinanceSection.com cannot guarantee its completeness or timeliness.
Data sourced from CFPB Consumer Complaint Database. This data is provided by the federal government and is believed to be accurate, but TheFinanceSection.com cannot guarantee its completeness or timeliness.
| Branch | Address | City | State | Type |
|---|---|---|---|---|
| Peoples Bank of Kentucky, Inc.HQ | 106 S Main Cross St | Flemingsburg | KY | 11 |
| Peoples Bank of Kentucky, Inc. | 197 Windsor Rd | Flemingsburg | KY | 11 |
| Peoples Bank of Kentucky, Inc. | 202 E Water St | Flemingsburg | KY | 23 |
| Peoples Bank of Kentucky, Inc. | 6925 Morehead Rd | Flemingsburg | KY | 23 |
| Peoples Bank of Kentucky, Inc. | 7537 Hillsboro Rd | Hillsboro | KY | 23 |
| Peoples Bank of Kentucky, Inc. | 4561 Iron Works Pike | Lexington | KY | 11 |
| Peoples Bank of Kentucky, Inc. | 6588 Us 68 | Mayslick | KY | 11 |
| Peoples Bank of Kentucky, Inc. | 90 Tucker Dr | Maysville | KY | 11 |
| Peoples Bank of Kentucky, Inc. | 2795 Ky Hwy 801 N. | Morehead | KY | 11 |
| Peoples Bank of Kentucky, Inc. | 202 Bentley Way | Mount Sterling | KY | 11 |
| Peoples Bank of Kentucky, Inc. | 43 Slate Ave | Owingsville | KY | 11 |
| Peoples Bank of Kentucky, Inc. | 420 Lions Club Rd | Tollesboro | KY | 11 |
Data sourced from FDIC BankFind Suite. This data is provided by the federal government and is believed to be accurate, but TheFinanceSection.com cannot guarantee its completeness or timeliness.
Data sourced from FDIC Enforcement Decisions and Orders / NCUA. This data is provided by the federal government and is believed to be accurate, but TheFinanceSection.com cannot guarantee its completeness or timeliness.
TFS Financial Health Grades represent our editorial assessment based on publicly available data and our proprietary methodology. They do not represent financial advice or an official government rating. Data on this page is sourced from federal government databases and is believed to be accurate.
Benchmarked against 60 active, federally insured banks reporting in the same quarter and holding roughly 0.5×–2× its assets. Same-state and overlapping-market peers are prioritized.
TFS health score
74.9
Tier 1 capital ratio
11.13%
Return on assets
0.49%
Non-performing loans
3.20%
Efficiency ratio
56.37%
Asset growth (YoY)
10.12%
Suggested direct comparisons
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Complaint percentiles are intentionally withheld while TFS audits CFPB company matching and import coverage. Peer conclusions use complete same-quarter regulatory metrics only.