Total Assets
$546.3M
Total Deposits
$449.5M
Branches
16
Established
1919
Magnolia Bank, Incorporated is a bank headquartered in Elizabethtown, Kentucky, established in 1919. It holds $546.3M in total assets across 16 branch locations. In our editorial opinion, based on public FDIC/NCUA data, Magnolia Bank, Incorporated earns a TFS Financial Health Grade of C (66.7/100) — our editorial assessment, not an official rating or financial advice.
TFS Health Grade
66.7 / 100
Average financial health
How we gradeTFS Health Grades are our editorial opinion based on public FDIC/NCUA data — not an official rating, not financial advice.
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Financial data through June 30, 2026. Updated by TFS August 28, 2026. Data sourced from FDIC BankFind Suite as of 2026-Q2. This data is provided by the federal government and is believed to be accurate, but TheFinanceSection.com cannot guarantee its completeness or timeliness.
Data sourced from CFPB Consumer Complaint Database. This data is provided by the federal government and is believed to be accurate, but TheFinanceSection.com cannot guarantee its completeness or timeliness.
| Branch | Address | City | State | Type |
|---|---|---|---|---|
| Magnolia Bank, IncorporatedHQ | 651 W Dixie Ave | Elizabethtown | KY | 11 |
| Magnolia Bank, Incorporated | 1200 Main St | Irvine | CA | 24 |
| Magnolia Bank, Incorporated | 451 Aviation Blvd | Santa Rosa | CA | 24 |
| Magnolia Bank, Incorporated | 83 East Ave | Norwalk | CT | 24 |
| Magnolia Bank, Incorporated | 111 Continental Drive | Newark | DE | 24 |
| Magnolia Bank, Incorporated | 6100 Hollywood Blvd Ste 411 | Hollywood | FL | 24 |
| Magnolia Bank, Incorporated | 695 Mansell Rd | Roswell | GA | 24 |
| Magnolia Bank, Incorporated | 8700 North St | Fishers | IN | 24 |
| Magnolia Bank, Incorporated | 101 Winston Way | Campbellsville | KY | 24 |
| Magnolia Bank, Incorporated | 794 Old Elizabethtown Rd | Hodgenville | KY | 11 |
| Magnolia Bank, Incorporated | 106 Lincoln Dr | Hodgenville | KY | 11 |
| Magnolia Bank, Incorporated | 3022 Eastpoint Pkwy | Louisville | KY | 24 |
| Magnolia Bank, Incorporated | 110 S Main St | Marion | KY | 24 |
| Magnolia Bank, Incorporated | 7160 Chagrin Rd | Chagrin Falls | OH | 24 |
| Magnolia Bank, Incorporated | 2404 4th St | Cuyahoga Falls | OH | 24 |
| Magnolia Bank, Incorporated | 6200 Oak Tree Blvd | Independence | OH | 24 |
Data sourced from FDIC BankFind Suite. This data is provided by the federal government and is believed to be accurate, but TheFinanceSection.com cannot guarantee its completeness or timeliness.
Data sourced from FDIC Enforcement Decisions and Orders / NCUA. This data is provided by the federal government and is believed to be accurate, but TheFinanceSection.com cannot guarantee its completeness or timeliness.
TFS Financial Health Grades represent our editorial assessment based on publicly available data and our proprietary methodology. They do not represent financial advice or an official government rating. Data on this page is sourced from federal government databases and is believed to be accurate.
Benchmarked against 60 active, federally insured banks reporting in the same quarter and holding roughly 0.5×–2× its assets. Same-state and overlapping-market peers are prioritized.
TFS health score
66.7
Tier 1 capital ratio
10.96%
Return on assets
0.93%
Non-performing loans
2.02%
Efficiency ratio
87.88%
Asset growth (YoY)
8.22%
Suggested direct comparisons
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Complaint percentiles are intentionally withheld while TFS audits CFPB company matching and import coverage. Peer conclusions use complete same-quarter regulatory metrics only.