Total Assets
$1.2B
Total Deposits
$1.0B
Branches
14
Established
1947
Bank of Pontiac is a bank headquartered in Pontiac, Illinois, established in 1947. It holds $1.2B in total assets across 14 branch locations. In our editorial opinion, based on public FDIC/NCUA data, Bank of Pontiac earns a TFS Financial Health Grade of A- (87.1/100) — our editorial assessment, not an official rating or financial advice.
TFS Health Grade
87.1 / 100
Excellent financial health
How we gradeTFS Health Grades are our editorial opinion based on public FDIC/NCUA data — not an official rating, not financial advice.
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Financial data through June 30, 2026. Updated by TFS August 28, 2026. Data sourced from FDIC BankFind Suite as of 2026-Q2. This data is provided by the federal government and is believed to be accurate, but TheFinanceSection.com cannot guarantee its completeness or timeliness.
Data sourced from CFPB Consumer Complaint Database. This data is provided by the federal government and is believed to be accurate, but TheFinanceSection.com cannot guarantee its completeness or timeliness.
| Branch | Address | City | State | Type |
|---|---|---|---|---|
| Bank of PontiacHQ | 300 W Washington St | Pontiac | IL | 11 |
| Bank of Pontiac | 4001 General Electric Rd | Bloomington | IL | 11 |
| Bank of Pontiac | 85 S Broadway St | Coal City | IL | 11 |
| Bank of Pontiac | 301 S Locust St | Delavan | IL | 11 |
| Bank of Pontiac | 201 E Chippewa St | Dwight | IL | 11 |
| Bank of Pontiac | 104 E Locust St | Fairbury | IL | 11 |
| Bank of Pontiac | 101 E Oak St | Fairbury | IL | 23 |
| Bank of Pontiac | 500 S Center St | Forrest | IL | 11 |
| Bank of Pontiac | 100 East Main Street | Melvin | IL | 11 |
| Bank of Pontiac | 101 S Main Ave | Minier | IL | 11 |
| Bank of Pontiac | 200 S Waupansie St | Odell | IL | 11 |
| Bank of Pontiac | 101 N Taft St | Paxton | IL | 11 |
| Bank of Pontiac | 116 S Pine St | Piper City | IL | 11 |
| Bank of Pontiac | 1703 West Reynolds Street | Pontiac | IL | 11 |
Data sourced from FDIC BankFind Suite. This data is provided by the federal government and is believed to be accurate, but TheFinanceSection.com cannot guarantee its completeness or timeliness.
Data sourced from FDIC Enforcement Decisions and Orders / NCUA. This data is provided by the federal government and is believed to be accurate, but TheFinanceSection.com cannot guarantee its completeness or timeliness.
TFS Financial Health Grades represent our editorial assessment based on publicly available data and our proprietary methodology. They do not represent financial advice or an official government rating. Data on this page is sourced from federal government databases and is believed to be accurate.
Benchmarked against 60 active, federally insured banks reporting in the same quarter and holding roughly 0.5×–2× its assets. Same-state and overlapping-market peers are prioritized.
TFS health score
87.1
Tier 1 capital ratio
10.35%
Return on assets
1.28%
Non-performing loans
0.27%
Efficiency ratio
49.91%
Asset growth (YoY)
4.91%
Suggested direct comparisons
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Complaint percentiles are intentionally withheld while TFS audits CFPB company matching and import coverage. Peer conclusions use complete same-quarter regulatory metrics only.