Total Assets
$715.6M
Total Deposits
$603.4M
Branches
11
Established
1873
Prospect Bank is a bank headquartered in Paris, Illinois, established in 1873. It holds $715.6M in total assets across 11 branch locations. In our editorial opinion, based on public FDIC/NCUA data, Prospect Bank earns a TFS Financial Health Grade of C (65.6/100) — our editorial assessment, not an official rating or financial advice.
TFS Health Grade
65.6 / 100
Average financial health
How we gradeTFS Health Grades are our editorial opinion based on public FDIC/NCUA data — not an official rating, not financial advice.
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Financial data through June 30, 2026. Updated by TFS August 28, 2026. Data sourced from FDIC BankFind Suite as of 2026-Q2. This data is provided by the federal government and is believed to be accurate, but TheFinanceSection.com cannot guarantee its completeness or timeliness.
Data sourced from CFPB Consumer Complaint Database. This data is provided by the federal government and is believed to be accurate, but TheFinanceSection.com cannot guarantee its completeness or timeliness.
| Branch | Address | City | State | Type |
|---|---|---|---|---|
| Prospect BankHQ | 177 W Wood St | Paris | IL | 11 |
| Prospect Bank | 10 W Ashmore St | Ashmore | IL | 11 |
| Prospect Bank | 301 W 3rd Street | Brocton | IL | 23 |
| Prospect Bank | 1601 S Prospect Ave | Champaign | IL | 11 |
| Prospect Bank | 209 South Crescent Street | Gilman | IL | 11 |
| Prospect Bank | 134 S Main St | Homer | IL | 11 |
| Prospect Bank | 101 S Front St | Kansas | IL | 11 |
| Prospect Bank | 212 N Main St | Paris | IL | 23 |
| Prospect Bank | 504 N Chicago St | Sidell | IL | 11 |
| Prospect Bank | 141 N Veterans Pkwy | Watseka | IL | 11 |
| Prospect Bank | 2609 Poplar St | Terre Haute | IN | 11 |
Data sourced from FDIC BankFind Suite. This data is provided by the federal government and is believed to be accurate, but TheFinanceSection.com cannot guarantee its completeness or timeliness.
Data sourced from FDIC Enforcement Decisions and Orders / NCUA. This data is provided by the federal government and is believed to be accurate, but TheFinanceSection.com cannot guarantee its completeness or timeliness.
TFS Financial Health Grades represent our editorial assessment based on publicly available data and our proprietary methodology. They do not represent financial advice or an official government rating. Data on this page is sourced from federal government databases and is believed to be accurate.
Benchmarked against 60 active, federally insured banks reporting in the same quarter and holding roughly 0.5×–2× its assets. Same-state and overlapping-market peers are prioritized.
TFS health score
65.6
Tier 1 capital ratio
8.50%
Return on assets
0.26%
Non-performing loans
0.45%
Efficiency ratio
92.60%
Asset growth (YoY)
3.85%
Suggested direct comparisons
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Complaint percentiles are intentionally withheld while TFS audits CFPB company matching and import coverage. Peer conclusions use complete same-quarter regulatory metrics only.