Total Assets
$1.6B
Total Deposits
$1.3B
Branches
20
Established
1940
First State Bank is a bank headquartered in Mendota, Illinois, established in 1940. It holds $1.6B in total assets across 20 branch locations. In our editorial opinion, based on public FDIC/NCUA data, First State Bank earns a TFS Financial Health Grade of B+ (81.4/100) — our editorial assessment, not an official rating or financial advice.
TFS Health Grade
81.4 / 100
Good financial health
How we gradeTFS Health Grades are our editorial opinion based on public FDIC/NCUA data — not an official rating, not financial advice.
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Financial data through June 30, 2026. Updated by TFS August 28, 2026. Data sourced from FDIC BankFind Suite as of 2026-Q2. This data is provided by the federal government and is believed to be accurate, but TheFinanceSection.com cannot guarantee its completeness or timeliness.
Data sourced from CFPB Consumer Complaint Database. This data is provided by the federal government and is believed to be accurate, but TheFinanceSection.com cannot guarantee its completeness or timeliness.
| Branch | Address | City | State | Type |
|---|---|---|---|---|
| First State BankHQ | 706 Washington St | Mendota | IL | 11 |
| First State Bank | 825 N. Randall Rd | Batavia | IL | 11 |
| First State Bank | 502 N Hershey Rd | Bloomington | IL | 11 |
| First State Bank | 2911 Crossing Ct | Champaign | IL | 11 |
| First State Bank | 323 W State St | Geneva | IL | 11 |
| First State Bank | 90 N Main St | La Moille | IL | 11 |
| First State Bank | 411 W Main St | Mcnabb | IL | 11 |
| First State Bank | 1403 13th Ave | Mendota | IL | 23 |
| First State Bank | 75 S Randall Rd | North Aurora | IL | 11 |
| First State Bank | 1212 La Salle St | Ottawa | IL | 11 |
| First State Bank | 4351 Venture Dr | Peru | IL | 11 |
| First State Bank | 1693 N Main St | Princeton | IL | 11 |
| First State Bank | 304 Highway 38 E | Rochelle | IL | 11 |
| First State Bank | 2601 Oak St | Saint Charles | IL | 11 |
| First State Bank | 103 N 9th Ave | Saint Charles | IL | 24 |
| First State Bank | 203 W Comanche Ave | Shabbona | IL | 11 |
| First State Bank | 115 Plaza Dr | Streator | IL | 11 |
| First State Bank | 1940 Dekalb Ave | Sycamore | IL | 11 |
| First State Bank | 10001 U S 30 | Waterman | IL | 11 |
| First State Bank | 752 2nd St. | West Brooklyn | IL | 11 |
Data sourced from FDIC BankFind Suite. This data is provided by the federal government and is believed to be accurate, but TheFinanceSection.com cannot guarantee its completeness or timeliness.
Data sourced from FDIC Enforcement Decisions and Orders / NCUA. This data is provided by the federal government and is believed to be accurate, but TheFinanceSection.com cannot guarantee its completeness or timeliness.
TFS Financial Health Grades represent our editorial assessment based on publicly available data and our proprietary methodology. They do not represent financial advice or an official government rating. Data on this page is sourced from federal government databases and is believed to be accurate.
Benchmarked against 60 active, federally insured banks reporting in the same quarter and holding roughly 0.5×–2× its assets. Same-state and overlapping-market peers are prioritized.
TFS health score
81.4
Tier 1 capital ratio
10.93%
Return on assets
1.16%
Non-performing loans
0.47%
Efficiency ratio
63.43%
Asset growth (YoY)
-0.07%
Suggested direct comparisons
CHICAGO, IL
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Complaint percentiles are intentionally withheld while TFS audits CFPB company matching and import coverage. Peer conclusions use complete same-quarter regulatory metrics only.