Total Assets
$1.0B
Total Deposits
$904.3M
Branches
19
Established
1937
First Southern Bank is a bank headquartered in Marion, Illinois, established in 1937. It holds $1.0B in total assets across 19 branch locations. In our editorial opinion, based on public FDIC/NCUA data, First Southern Bank earns a TFS Financial Health Grade of B- (76.5/100) — our editorial assessment, not an official rating or financial advice.
TFS Health Grade
76.5 / 100
Good financial health
How we gradeTFS Health Grades are our editorial opinion based on public FDIC/NCUA data — not an official rating, not financial advice.
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Financial data through June 30, 2026. Updated by TFS August 28, 2026. Data sourced from FDIC BankFind Suite as of 2026-Q2. This data is provided by the federal government and is believed to be accurate, but TheFinanceSection.com cannot guarantee its completeness or timeliness.
Data sourced from CFPB Consumer Complaint Database. This data is provided by the federal government and is believed to be accurate, but TheFinanceSection.com cannot guarantee its completeness or timeliness.
| Branch | Address | City | State | Type |
|---|---|---|---|---|
| First Southern BankHQ | 300 Tower Square Plz | Marion | IL | 11 |
| First Southern Bank | 2500 W Murphysboro Rd | Carbondale | IL | 11 |
| First Southern Bank | 301 E Main St | Carbondale | IL | 11 |
| First Southern Bank | 1399 E Main St | Carbondale | IL | 23 |
| First Southern Bank | 2 South Main Street | Carrier Mills | IL | 11 |
| First Southern Bank | 111 Municipal Dr | Carterville | IL | 11 |
| First Southern Bank | 201 W Blue Ave | Creal Springs | IL | 11 |
| First Southern Bank | 1023 4th St | Eldorado | IL | 11 |
| First Southern Bank | 628 Front St | Grand Tower | IL | 11 |
| First Southern Bank | 114 W Monroe St | Herrin | IL | 11 |
| First Southern Bank | 1303 Marathon Dr | Marion | IL | 11 |
| First Southern Bank | 409 N Court St | Marion | IL | 23 |
| First Southern Bank | 300 Tower Square Plz | Marion | IL | 29 |
| First Southern Bank | 102 Airway Dr | Marion | IL | 11 |
| First Southern Bank | 801 N Carbon St | Marion | IL | 11 |
| First Southern Bank | 900 Walnut St | Murphysboro | IL | 23 |
| First Southern Bank | 109 E Walnut St | Murphysboro | IL | 11 |
| First Southern Bank | 204 S Main St | Royalton | IL | 11 |
| First Southern Bank | 640 Hack St | Vergennes | IL | 11 |
Data sourced from FDIC BankFind Suite. This data is provided by the federal government and is believed to be accurate, but TheFinanceSection.com cannot guarantee its completeness or timeliness.
Data sourced from FDIC Enforcement Decisions and Orders / NCUA. This data is provided by the federal government and is believed to be accurate, but TheFinanceSection.com cannot guarantee its completeness or timeliness.
TFS Financial Health Grades represent our editorial assessment based on publicly available data and our proprietary methodology. They do not represent financial advice or an official government rating. Data on this page is sourced from federal government databases and is believed to be accurate.
Benchmarked against 60 active, federally insured banks reporting in the same quarter and holding roughly 0.5×–2× its assets. Same-state and overlapping-market peers are prioritized.
TFS health score
76.5
Tier 1 capital ratio
10.85%
Return on assets
1.37%
Non-performing loans
3.00%
Efficiency ratio
49.19%
Asset growth (YoY)
-0.17%
Suggested direct comparisons
Chicago, IL
$178.6B
$1.1B
Complaint percentiles are intentionally withheld while TFS audits CFPB company matching and import coverage. Peer conclusions use complete same-quarter regulatory metrics only.