Total Assets
$9.3B
Total Deposits
$7.3B
Branches
10
Established
1986
Lake Forest Bank & Trust Company, National Association is a bank headquartered in Lake Forest, Illinois, established in 1986. It holds $9.3B in total assets across 10 branch locations. In our editorial opinion, based on public FDIC/NCUA data, Lake Forest Bank & Trust Company, National Association earns a TFS Financial Health Grade of B (79.7/100) — our editorial assessment, not an official rating or financial advice.
TFS Health Grade
79.7 / 100
Good financial health
How we gradeTFS Health Grades are our editorial opinion based on public FDIC/NCUA data — not an official rating, not financial advice.
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Financial data through June 30, 2026. Updated by TFS August 28, 2026. Data sourced from FDIC BankFind Suite as of 2026-Q2. This data is provided by the federal government and is believed to be accurate, but TheFinanceSection.com cannot guarantee its completeness or timeliness.
Data sourced from CFPB Consumer Complaint Database. This data is provided by the federal government and is believed to be accurate, but TheFinanceSection.com cannot guarantee its completeness or timeliness.
| Branch | Address | City | State | Type |
|---|---|---|---|---|
| Lake Forest Bank & Trust Company, National AssociationHQ | 727 N Bank Ln | Lake Forest | IL | 11 |
| Lake Forest Bank & Trust Company, National Association | 26851 S. Tamiami Trail | Bonita Springs | FL | 11 |
| Lake Forest Bank & Trust Company, National Association | 915 Cape Coral Pkwy E | Cape Coral | FL | 11 |
| Lake Forest Bank & Trust Company, National Association | 3401 9th St N | Naples | FL | 11 |
| Lake Forest Bank & Trust Company, National Association | 1949 Saint Johns Ave | Highland Park | IL | 11 |
| Lake Forest Bank & Trust Company, National Association | 507 Sheridan Rd | Highwood | IL | 11 |
| Lake Forest Bank & Trust Company, National Association | 4 E Scranton Ave | Lake Bluff | IL | 11 |
| Lake Forest Bank & Trust Company, National Association | 780 N Bank Ln | Lake Forest | IL | 23 |
| Lake Forest Bank & Trust Company, National Association | 959 S Waukegan Rd | Lake Forest | IL | 11 |
| Lake Forest Bank & Trust Company, National Association | 2634 Grand Ave | Waukegan | IL | 11 |
Data sourced from FDIC BankFind Suite. This data is provided by the federal government and is believed to be accurate, but TheFinanceSection.com cannot guarantee its completeness or timeliness.
Data sourced from FDIC Enforcement Decisions and Orders / NCUA. This data is provided by the federal government and is believed to be accurate, but TheFinanceSection.com cannot guarantee its completeness or timeliness.
TFS Financial Health Grades represent our editorial assessment based on publicly available data and our proprietary methodology. They do not represent financial advice or an official government rating. Data on this page is sourced from federal government databases and is believed to be accurate.
Benchmarked against 60 active, federally insured banks reporting in the same quarter and holding roughly 0.5×–2× its assets. Same-state and overlapping-market peers are prioritized.
TFS health score
79.7
Tier 1 capital ratio
9.93%
Return on assets
1.99%
Non-performing loans
0.34%
Efficiency ratio
42.36%
Asset growth (YoY)
-3.07%
Suggested direct comparisons
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Complaint percentiles are intentionally withheld while TFS audits CFPB company matching and import coverage. Peer conclusions use complete same-quarter regulatory metrics only.