Total Assets
$1.5B
Total Deposits
$1.1B
Branches
12
Established
1907
Central Bank Illinois is a bank headquartered in Geneseo, Illinois, established in 1907. It holds $1.5B in total assets across 12 branch locations. In our editorial opinion, based on public FDIC/NCUA data, Central Bank Illinois earns a TFS Financial Health Grade of B- (75.7/100) — our editorial assessment, not an official rating or financial advice.
TFS Health Grade
75.7 / 100
Good financial health
How we gradeTFS Health Grades are our editorial opinion based on public FDIC/NCUA data — not an official rating, not financial advice.
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Financial data through June 30, 2026. Updated by TFS August 28, 2026. Data sourced from FDIC BankFind Suite as of 2026-Q2. This data is provided by the federal government and is believed to be accurate, but TheFinanceSection.com cannot guarantee its completeness or timeliness.
Data sourced from CFPB Consumer Complaint Database. This data is provided by the federal government and is believed to be accurate, but TheFinanceSection.com cannot guarantee its completeness or timeliness.
| Branch | Address | City | State | Type |
|---|---|---|---|---|
| Central Bank IllinoisHQ | 101 N State St | Geneseo | IL | 11 |
| Central Bank Illinois | 440 Mulberry St | Andover | IL | 11 |
| Central Bank Illinois | 803 Main St | Ashton | IL | 11 |
| Central Bank Illinois | 1404 14th Ave | Fulton | IL | 11 |
| Central Bank Illinois | 425 Us Highway 6 E | Geneseo | IL | 11 |
| Central Bank Illinois | 307 Franklin St | Oregon | IL | 11 |
| Central Bank Illinois | 1721 Midtown Rd | Peru | IL | 11 |
| Central Bank Illinois | 317 S Main St | Princeton | IL | 11 |
| Central Bank Illinois | 210 S Main St | Princeton | IL | 24 |
| Central Bank Illinois | 308 Washington St | Prophetstown | IL | 24 |
| Central Bank Illinois | 340 May Mart Dr | Rochelle | IL | 11 |
| Central Bank Illinois | 2900 E Lincolnway | Sterling | IL | 11 |
Data sourced from FDIC BankFind Suite. This data is provided by the federal government and is believed to be accurate, but TheFinanceSection.com cannot guarantee its completeness or timeliness.
Data sourced from FDIC Enforcement Decisions and Orders / NCUA. This data is provided by the federal government and is believed to be accurate, but TheFinanceSection.com cannot guarantee its completeness or timeliness.
TFS Financial Health Grades represent our editorial assessment based on publicly available data and our proprietary methodology. They do not represent financial advice or an official government rating. Data on this page is sourced from federal government databases and is believed to be accurate.
Benchmarked against 60 active, federally insured banks reporting in the same quarter and holding roughly 0.5×–2× its assets. Same-state and overlapping-market peers are prioritized.
TFS health score
75.7
Tier 1 capital ratio
10.39%
Return on assets
0.98%
Non-performing loans
1.85%
Efficiency ratio
50.71%
Asset growth (YoY)
5.87%
Suggested direct comparisons
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Complaint percentiles are intentionally withheld while TFS audits CFPB company matching and import coverage. Peer conclusions use complete same-quarter regulatory metrics only.