Total Assets
$642.9M
Total Deposits
$573.6M
Branches
12
Established
1906
Legence Bank is a bank headquartered in Eldorado, Illinois, established in 1906. It holds $642.9M in total assets across 12 branch locations. In our editorial opinion, based on public FDIC/NCUA data, Legence Bank earns a TFS Financial Health Grade of B (80.4/100) — our editorial assessment, not an official rating or financial advice.
TFS Health Grade
80.4 / 100
Good financial health
How we gradeTFS Health Grades are our editorial opinion based on public FDIC/NCUA data — not an official rating, not financial advice.
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Financial data through June 30, 2026. Updated by TFS August 28, 2026. Data sourced from FDIC BankFind Suite as of 2026-Q2. This data is provided by the federal government and is believed to be accurate, but TheFinanceSection.com cannot guarantee its completeness or timeliness.
Data sourced from CFPB Consumer Complaint Database. This data is provided by the federal government and is believed to be accurate, but TheFinanceSection.com cannot guarantee its completeness or timeliness.
| Branch | Address | City | State | Type |
|---|---|---|---|---|
| Legence BankHQ | 1108 Us Highway 45 N | Eldorado | IL | 11 |
| Legence Bank | 605 W Main St | Benton | IL | 11 |
| Legence Bank | 925 W Main St | Carbondale | IL | 11 |
| Legence Bank | 100 E Main St | Galatia | IL | 11 |
| Legence Bank | 502 N Commercial St | Harrisburg | IL | 11 |
| Legence Bank | 101 W Broadway Blvd | Johnston City | IL | 11 |
| Legence Bank | 1133 N Carbon St | Marion | IL | 11 |
| Legence Bank | 522 Market St | Metropolis | IL | 11 |
| Legence Bank | 2929 Broadway St | Mount Vernon | IL | 11 |
| Legence Bank | 105 E Shawnee Ave | Shawneetown | IL | 11 |
| Legence Bank | 301 Vine St | Vienna | IL | 11 |
| Legence Bank | 7325 E Virginia St | Evansville | IN | 11 |
Data sourced from FDIC BankFind Suite. This data is provided by the federal government and is believed to be accurate, but TheFinanceSection.com cannot guarantee its completeness or timeliness.
Data sourced from FDIC Enforcement Decisions and Orders / NCUA. This data is provided by the federal government and is believed to be accurate, but TheFinanceSection.com cannot guarantee its completeness or timeliness.
TFS Financial Health Grades represent our editorial assessment based on publicly available data and our proprietary methodology. They do not represent financial advice or an official government rating. Data on this page is sourced from federal government databases and is believed to be accurate.
Benchmarked against 60 active, federally insured banks reporting in the same quarter and holding roughly 0.5×–2× its assets. Same-state and overlapping-market peers are prioritized.
TFS health score
80.4
Tier 1 capital ratio
9.55%
Return on assets
1.96%
Non-performing loans
1.17%
Efficiency ratio
62.41%
Asset growth (YoY)
-1.05%
Suggested direct comparisons
CHICAGO, IL
$19.7B
Complaint percentiles are intentionally withheld while TFS audits CFPB company matching and import coverage. Peer conclusions use complete same-quarter regulatory metrics only.