Total Assets
$1.6B
Total Deposits
$1.3B
Branches
17
Established
1909
Dieterich Bank is a bank headquartered in Effingham, Illinois, established in 1909. It holds $1.6B in total assets across 17 branch locations. In our editorial opinion, based on public FDIC/NCUA data, Dieterich Bank earns a TFS Financial Health Grade of C (67.0/100) — our editorial assessment, not an official rating or financial advice.
TFS Health Grade
67.0 / 100
Average financial health
How we gradeTFS Health Grades are our editorial opinion based on public FDIC/NCUA data — not an official rating, not financial advice.
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Financial data through June 30, 2026. Updated by TFS August 28, 2026. Data sourced from FDIC BankFind Suite as of 2026-Q2. This data is provided by the federal government and is believed to be accurate, but TheFinanceSection.com cannot guarantee its completeness or timeliness.
Data sourced from CFPB Consumer Complaint Database. This data is provided by the federal government and is believed to be accurate, but TheFinanceSection.com cannot guarantee its completeness or timeliness.
| Branch | Address | City | State | Type |
|---|---|---|---|---|
| Dieterich BankHQ | 300 Sur Woods Dr | Effingham | IL | 11 |
| Dieterich Bank | 550 N 2nd St | Breese | IL | 11 |
| Dieterich Bank | 9420 Holy Cross Lane | Breese | IL | 11 |
| Dieterich Bank | 2231 State St | Chester | IL | 11 |
| Dieterich Bank | 218 N Main St | Columbia | IL | 11 |
| Dieterich Bank | 101 S Main St | Dieterich | IL | 11 |
| Dieterich Bank | 2159 S State Route 157 | Edwardsville | IL | 11 |
| Dieterich Bank | 1510 E. Fayette Ave. | Effingham | IL | 11 |
| Dieterich Bank | 510 W Fayette Ave | Effingham | IL | 11 |
| Dieterich Bank | 10911 East State Hwy 33 | Effingham | IL | 11 |
| Dieterich Bank | 1108 S Van Buren St | Newton | IL | 12 |
| Dieterich Bank | 115 W Market St | Red Bud | IL | 23 |
| Dieterich Bank | 1411 S Main St | Red Bud | IL | 11 |
| Dieterich Bank | 423 E Cumberland Rd | Saint Elmo | IL | 11 |
| Dieterich Bank | 104 E Broadway | Trenton | IL | 11 |
| Dieterich Bank | 1405 N Illinois Route 3 | Waterloo | IL | 11 |
| Dieterich Bank | 101 N Main St | Waterloo | IL | 11 |
Data sourced from FDIC BankFind Suite. This data is provided by the federal government and is believed to be accurate, but TheFinanceSection.com cannot guarantee its completeness or timeliness.
Data sourced from FDIC Enforcement Decisions and Orders / NCUA. This data is provided by the federal government and is believed to be accurate, but TheFinanceSection.com cannot guarantee its completeness or timeliness.
TFS Financial Health Grades represent our editorial assessment based on publicly available data and our proprietary methodology. They do not represent financial advice or an official government rating. Data on this page is sourced from federal government databases and is believed to be accurate.
Benchmarked against 60 active, federally insured banks reporting in the same quarter and holding roughly 0.5×–2× its assets. Same-state and overlapping-market peers are prioritized.
TFS health score
67.0
Tier 1 capital ratio
8.42%
Return on assets
0.68%
Non-performing loans
1.87%
Efficiency ratio
64.34%
Asset growth (YoY)
10.80%
Suggested direct comparisons
Effingham, IL
$5.8M
Complaint percentiles are intentionally withheld while TFS audits CFPB company matching and import coverage. Peer conclusions use complete same-quarter regulatory metrics only.