Total Assets
$2.8B
Total Deposits
$2.4B
Branches
10
Established
1926
State Bank of the Lakes, National Association is a bank headquartered in Antioch, Illinois, established in 1926. It holds $2.8B in total assets across 10 branch locations. In our editorial opinion, based on public FDIC/NCUA data, State Bank of the Lakes, National Association earns a TFS Financial Health Grade of B (79.6/100) — our editorial assessment, not an official rating or financial advice.
TFS Health Grade
79.6 / 100
Good financial health
How we gradeTFS Health Grades are our editorial opinion based on public FDIC/NCUA data — not an official rating, not financial advice.
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Financial data through June 30, 2026. Updated by TFS August 28, 2026. Data sourced from FDIC BankFind Suite as of 2026-Q2. This data is provided by the federal government and is believed to be accurate, but TheFinanceSection.com cannot guarantee its completeness or timeliness.
Data sourced from CFPB Consumer Complaint Database. This data is provided by the federal government and is believed to be accurate, but TheFinanceSection.com cannot guarantee its completeness or timeliness.
| Branch | Address | City | State | Type |
|---|---|---|---|---|
| State Bank of the Lakes, National AssociationHQ | 440 Lake St | Antioch | IL | 11 |
| State Bank of the Lakes, National Association | 50 Commerce Dr | Grayslake | IL | 11 |
| State Bank of the Lakes, National Association | 345 S Milwaukee Ave | Lake Villa | IL | 11 |
| State Bank of the Lakes, National Association | 2031 E Grand Ave | Lindenhurst | IL | 11 |
| State Bank of the Lakes, National Association | 10 E Rollins Rd | Round Lake Beach | IL | 11 |
| State Bank of the Lakes, National Association | 1906 Holian Dr | Spring Grove | IL | 11 |
| State Bank of the Lakes, National Association | 235 Freeman St | Genoa City | WI | 11 |
| State Bank of the Lakes, National Association | 8700 75th St | Kenosha | WI | 11 |
| State Bank of the Lakes, National Association | 8056 39th Ave | Kenosha | WI | 11 |
| State Bank of the Lakes, National Association | 5522 26th Ave | Kenosha | WI | 11 |
Data sourced from FDIC BankFind Suite. This data is provided by the federal government and is believed to be accurate, but TheFinanceSection.com cannot guarantee its completeness or timeliness.
Data sourced from FDIC Enforcement Decisions and Orders / NCUA. This data is provided by the federal government and is believed to be accurate, but TheFinanceSection.com cannot guarantee its completeness or timeliness.
TFS Financial Health Grades represent our editorial assessment based on publicly available data and our proprietary methodology. They do not represent financial advice or an official government rating. Data on this page is sourced from federal government databases and is believed to be accurate.
Benchmarked against 60 active, federally insured banks reporting in the same quarter and holding roughly 0.5×–2× its assets. Same-state and overlapping-market peers are prioritized.
TFS health score
79.6
Tier 1 capital ratio
9.05%
Return on assets
1.43%
Non-performing loans
0.18%
Efficiency ratio
37.25%
Asset growth (YoY)
20.69%
Suggested direct comparisons
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Complaint percentiles are intentionally withheld while TFS audits CFPB company matching and import coverage. Peer conclusions use complete same-quarter regulatory metrics only.