Total Assets
$382.5M
Total Deposits
$343.9M
Branches
9
Established
1931
Earlham Savings Bank is a bank headquartered in West Des Moines, Iowa, established in 1931. It holds $382.5M in total assets across 9 branch locations. In our editorial opinion, based on public FDIC/NCUA data, Earlham Savings Bank earns a TFS Financial Health Grade of B (77.3/100) — our editorial assessment, not an official rating or financial advice.
TFS Health Grade
77.3 / 100
Good financial health
How we gradeTFS Health Grades are our editorial opinion based on public FDIC/NCUA data — not an official rating, not financial advice.
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Financial data through June 30, 2026. Updated by TFS August 28, 2026. Data sourced from FDIC BankFind Suite as of 2026-Q2. This data is provided by the federal government and is believed to be accurate, but TheFinanceSection.com cannot guarantee its completeness or timeliness.
Data sourced from CFPB Consumer Complaint Database. This data is provided by the federal government and is believed to be accurate, but TheFinanceSection.com cannot guarantee its completeness or timeliness.
| Branch | Address | City | State | Type |
|---|---|---|---|---|
| Earlham Savings BankHQ | 7300 Lake Dr | West Des Moines | IA | 11 |
| Earlham Savings Bank | 203 W Highway 92 | Bevington | IA | 11 |
| Earlham Savings Bank | 3401 Sw 9th St | Des Moines | IA | 11 |
| Earlham Savings Bank | 1107 Keosauqua Way | Des Moines | IA | 11 |
| Earlham Savings Bank | Guthrie Street | De Soto | IA | 11 |
| Earlham Savings Bank | 130 N Chestnut Ave | Earlham | IA | 11 |
| Earlham Savings Bank | 1705 Burr Oak Blvd | Granger | IA | 11 |
| Earlham Savings Bank | 475 Mill Street | Van Meter | IA | 11 |
| Earlham Savings Bank | 217 S Main St | Woodward | IA | 11 |
Data sourced from FDIC BankFind Suite. This data is provided by the federal government and is believed to be accurate, but TheFinanceSection.com cannot guarantee its completeness or timeliness.
Data sourced from FDIC Enforcement Decisions and Orders / NCUA. This data is provided by the federal government and is believed to be accurate, but TheFinanceSection.com cannot guarantee its completeness or timeliness.
TFS Financial Health Grades represent our editorial assessment based on publicly available data and our proprietary methodology. They do not represent financial advice or an official government rating. Data on this page is sourced from federal government databases and is believed to be accurate.
Benchmarked against 60 active, federally insured banks reporting in the same quarter and holding roughly 0.5×–2× its assets. Same-state and overlapping-market peers are prioritized.
TFS health score
77.3
Tier 1 capital ratio
9.53%
Return on assets
1.06%
Non-performing loans
0.91%
Efficiency ratio
62.11%
Asset growth (YoY)
2.29%
Suggested direct comparisons
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Complaint percentiles are intentionally withheld while TFS audits CFPB company matching and import coverage. Peer conclusions use complete same-quarter regulatory metrics only.