Total Assets
$2.3B
Total Deposits
$1.9B
Branches
23
Established
1879
Central Bank is a bank headquartered in Storm Lake, Iowa, established in 1879. It holds $2.3B in total assets across 23 branch locations. In our editorial opinion, based on public FDIC/NCUA data, Central Bank earns a TFS Financial Health Grade of C+ (69.1/100) — our editorial assessment, not an official rating or financial advice.
TFS Health Grade
69.1 / 100
Average financial health
How we gradeTFS Health Grades are our editorial opinion based on public FDIC/NCUA data — not an official rating, not financial advice.
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Financial data through June 30, 2026. Updated by TFS August 28, 2026. Data sourced from FDIC BankFind Suite as of 2026-Q2. This data is provided by the federal government and is believed to be accurate, but TheFinanceSection.com cannot guarantee its completeness or timeliness.
Data sourced from CFPB Consumer Complaint Database. This data is provided by the federal government and is believed to be accurate, but TheFinanceSection.com cannot guarantee its completeness or timeliness.
| Branch | Address | City | State | Type |
|---|---|---|---|---|
| Central BankHQ | 600 Lake Ave | Storm Lake | IA | 11 |
| Central Bank | 2805 N Ankeny Blvd | Ankeny | IA | 11 |
| Central Bank | 201 W Main St | Cherokee | IA | 11 |
| Central Bank | 4018 University Ave | Des Moines | IA | 11 |
| Central Bank | 3624 6th Ave | Des Moines | IA | 11 |
| Central Bank | 1003 Highway 71 S | Okoboji | IA | 23 |
| Central Bank | 1114 4th St | Sioux City | IA | 23 |
| Central Bank | 504 4th St | Sioux City | IA | 11 |
| Central Bank | 2906 Hamilton Blvd | Sioux City | IA | 11 |
| Central Bank | 4201 S Lakeport St | Sioux City | IA | 11 |
| Central Bank | 302 Jones St | Sioux City | IA | 23 |
| Central Bank | 1400 18th St | Spirit Lake | IA | 11 |
| Central Bank | 811 Lake Ave | Storm Lake | IA | 11 |
| Central Bank | 1237 Lake Ave | Storm Lake | IA | 23 |
| Central Bank | 4848 86th St | Urbandale | IA | 11 |
| Central Bank | 300 E Hickman Rd | Waukee | IA | 11 |
| Central Bank | 5070 Mills Civic Pkwy | West Des Moines | IA | 11 |
| Central Bank | 600 Main Ave | Brookings | SD | 11 |
| Central Bank | 400 Gold Cir | Dakota Dunes | SD | 11 |
| Central Bank | 2104 W 12th St | Sioux Falls | SD | 11 |
| Central Bank | 6300 S Connie Ave | Sioux Falls | SD | 23 |
| Central Bank | 2500 S Minnesota Ave | Sioux Falls | SD | 11 |
| Central Bank | 4900 S Western Ave | Sioux Falls | SD | 11 |
Data sourced from FDIC BankFind Suite. This data is provided by the federal government and is believed to be accurate, but TheFinanceSection.com cannot guarantee its completeness or timeliness.
Data sourced from FDIC Enforcement Decisions and Orders / NCUA. This data is provided by the federal government and is believed to be accurate, but TheFinanceSection.com cannot guarantee its completeness or timeliness.
TFS Financial Health Grades represent our editorial assessment based on publicly available data and our proprietary methodology. They do not represent financial advice or an official government rating. Data on this page is sourced from federal government databases and is believed to be accurate.
Benchmarked against 60 active, federally insured banks reporting in the same quarter and holding roughly 0.5×–2× its assets. Same-state and overlapping-market peers are prioritized.
TFS health score
69.1
Tier 1 capital ratio
10.09%
Return on assets
0.96%
Non-performing loans
0.32%
Efficiency ratio
70.47%
Asset growth (YoY)
5.45%
Suggested direct comparisons
Des Moines, IA
$9.8B
Complaint percentiles are intentionally withheld while TFS audits CFPB company matching and import coverage. Peer conclusions use complete same-quarter regulatory metrics only.