Total Assets
$1.1B
Total Deposits
$955.6M
Branches
10
Established
1903
First National Bank, Ames, Iowa is a bank headquartered in Ames, Iowa, established in 1903. It holds $1.1B in total assets across 10 branch locations. In our editorial opinion, based on public FDIC/NCUA data, First National Bank, Ames, Iowa earns a TFS Financial Health Grade of B (78.5/100) — our editorial assessment, not an official rating or financial advice.
TFS Health Grade
78.5 / 100
Good financial health
How we gradeTFS Health Grades are our editorial opinion based on public FDIC/NCUA data — not an official rating, not financial advice.
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Financial data through June 30, 2026. Updated by TFS August 28, 2026. Data sourced from FDIC BankFind Suite as of 2026-Q2. This data is provided by the federal government and is believed to be accurate, but TheFinanceSection.com cannot guarantee its completeness or timeliness.
Data sourced from CFPB Consumer Complaint Database. This data is provided by the federal government and is believed to be accurate, but TheFinanceSection.com cannot guarantee its completeness or timeliness.
| Branch | Address | City | State | Type |
|---|---|---|---|---|
| First National Bank, Ames, IowaHQ | 405 5th St | Ames | IA | 11 |
| First National Bank, Ames, Iowa | 2200 Hamilton Dr | Ames | IA | 99 |
| First National Bank, Ames, Iowa | 3334 Lincoln Way | Ames | IA | 11 |
| First National Bank, Ames, Iowa | 2406 Grand Ave | Ames | IA | 11 |
| First National Bank, Ames, Iowa | 1205 N Ankeny Blvd | Ankeny | IA | 11 |
| First National Bank, Ames, Iowa | 1320 Jeffreys Drive | Osceola | IA | 11 |
| First National Bank, Ames, Iowa | 139 S Main St | Osceola | IA | 11 |
| First National Bank, Ames, Iowa | 9225 Cascade Ave | West Des Moines | IA | 11 |
| First National Bank, Ames, Iowa | 5625 Mills Civic Pkwy | West Des Moines | IA | 11 |
| First National Bank, Ames, Iowa | 301 5th St | West Des Moines | IA | 11 |
Data sourced from FDIC BankFind Suite. This data is provided by the federal government and is believed to be accurate, but TheFinanceSection.com cannot guarantee its completeness or timeliness.
Data sourced from FDIC Enforcement Decisions and Orders / NCUA. This data is provided by the federal government and is believed to be accurate, but TheFinanceSection.com cannot guarantee its completeness or timeliness.
TFS Financial Health Grades represent our editorial assessment based on publicly available data and our proprietary methodology. They do not represent financial advice or an official government rating. Data on this page is sourced from federal government databases and is believed to be accurate.
Benchmarked against 60 active, federally insured banks reporting in the same quarter and holding roughly 0.5×–2× its assets. Same-state and overlapping-market peers are prioritized.
TFS health score
78.5
Tier 1 capital ratio
9.86%
Return on assets
1.23%
Non-performing loans
1.41%
Efficiency ratio
55.23%
Asset growth (YoY)
4.70%
Suggested direct comparisons
$11.2B
$1.3B
Complaint percentiles are intentionally withheld while TFS audits CFPB company matching and import coverage. Peer conclusions use complete same-quarter regulatory metrics only.