Total Assets
$2.2B
Total Deposits
$1.9B
Branches
18
Established
1905
United Bank is a bank headquartered in Zebulon, Georgia, established in 1905. It holds $2.2B in total assets across 18 branch locations. In our editorial opinion, based on public FDIC/NCUA data, United Bank earns a TFS Financial Health Grade of B+ (82.5/100) — our editorial assessment, not an official rating or financial advice.
TFS Health Grade
82.5 / 100
Good financial health
How we gradeTFS Health Grades are our editorial opinion based on public FDIC/NCUA data — not an official rating, not financial advice.
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Financial data through June 30, 2026. Updated by TFS August 28, 2026. Data sourced from FDIC BankFind Suite as of 2026-Q2. This data is provided by the federal government and is believed to be accurate, but TheFinanceSection.com cannot guarantee its completeness or timeliness.
Data sourced from CFPB Consumer Complaint Database. This data is provided by the federal government and is believed to be accurate, but TheFinanceSection.com cannot guarantee its completeness or timeliness.
| Branch | Address | City | State | Type |
|---|---|---|---|---|
| United BankHQ | 685 Griffin St | Zebulon | GA | 11 |
| United Bank | 625 Veterans Pkwy | Barnesville | GA | 12 |
| United Bank | 308 Thomaston St | Barnesville | GA | 11 |
| United Bank | 7200 Highway 278 Ne | Covington | GA | 11 |
| United Bank | 1 E Main St | Forsyth | GA | 11 |
| United Bank | 1500 W Mcintosh Rd | Griffin | GA | 11 |
| United Bank | 505 S Hill St | Griffin | GA | 11 |
| United Bank | 1340 W Taylor St | Griffin | GA | 11 |
| United Bank | 150 Covington St | Jackson | GA | 11 |
| United Bank | 4908 Bill Gardner Pkwy | Locust Grove | GA | 12 |
| United Bank | 10788 Estes Rd | Macon | GA | 11 |
| United Bank | 256 N Main St | Madison | GA | 11 |
| United Bank | 61 Bullsboro Dr | Newnan | GA | 11 |
| United Bank | 2245 Highway 34 E | Newnan | GA | 11 |
| United Bank | 215 N Center St | Thomaston | GA | 11 |
| United Bank | 1111 Highway 19 N | Thomaston | GA | 12 |
| United Bank | 435 W Williamson Rd | Williamson | GA | 11 |
| United Bank | 33 Jones Mill Rd | Woodbury | GA | 11 |
Data sourced from FDIC BankFind Suite. This data is provided by the federal government and is believed to be accurate, but TheFinanceSection.com cannot guarantee its completeness or timeliness.
Data sourced from FDIC Enforcement Decisions and Orders / NCUA. This data is provided by the federal government and is believed to be accurate, but TheFinanceSection.com cannot guarantee its completeness or timeliness.
TFS Financial Health Grades represent our editorial assessment based on publicly available data and our proprietary methodology. They do not represent financial advice or an official government rating. Data on this page is sourced from federal government databases and is believed to be accurate.
Benchmarked against 60 active, federally insured banks reporting in the same quarter and holding roughly 0.5×–2× its assets. Same-state and overlapping-market peers are prioritized.
TFS health score
82.5
Tier 1 capital ratio
12.75%
Return on assets
2.50%
Non-performing loans
0.23%
Efficiency ratio
46.27%
Asset growth (YoY)
0.41%
Suggested direct comparisons
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Complaint percentiles are intentionally withheld while TFS audits CFPB company matching and import coverage. Peer conclusions use complete same-quarter regulatory metrics only.