Total Assets
$2.6B
Total Deposits
$2.2B
Branches
34
Established
2004
United Business Bank is a bank headquartered in Walnut Creek, California, established in 2004. It holds $2.6B in total assets across 34 branch locations. In our editorial opinion, based on public FDIC/NCUA data, United Business Bank earns a TFS Financial Health Grade of B- (73.3/100) — our editorial assessment, not an official rating or financial advice.
TFS Health Grade
73.3 / 100
Good financial health
How we gradeTFS Health Grades are our editorial opinion based on public FDIC/NCUA data — not an official rating, not financial advice.
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Financial data through June 30, 2026. Updated by TFS August 28, 2026. Data sourced from FDIC BankFind Suite as of 2026-Q2. This data is provided by the federal government and is believed to be accurate, but TheFinanceSection.com cannot guarantee its completeness or timeliness.
Data sourced from CFPB Consumer Complaint Database. This data is provided by the federal government and is believed to be accurate, but TheFinanceSection.com cannot guarantee its completeness or timeliness.
| Branch | Address | City | State | Type |
|---|---|---|---|---|
| United Business BankHQ | 500 Ygnacio Valley Rd | Walnut Creek | CA | 11 |
| United Business Bank | 6301 Beach Blvd | Buena Park | CA | 11 |
| United Business Bank | 3895 E Castro Valley Blvd | Castro Valley | CA | 11 |
| United Business Bank | 9465 Garden Grove Blvd | Garden Grove | CA | 11 |
| United Business Bank | 17748 Sky Park Cir | Irvine | CA | 11 |
| United Business Bank | 2300 1st St | Livermore | CA | 11 |
| United Business Bank | 3750 Kilroy Airport Way | Long Beach | CA | 11 |
| United Business Bank | 3333 Wilshire Blvd | Los Angeles | CA | 11 |
| United Business Bank | 700 E El Camino Real | Mountain View | CA | 11 |
| United Business Bank | 100 Hegenberger Rd | Oakland | CA | 11 |
| United Business Bank | 465 Main St | Pleasanton | CA | 11 |
| United Business Bank | 2815 J St | Sacramento | CA | 11 |
| United Business Bank | 2 Harrison St | San Francisco | CA | 12 |
| United Business Bank | 2550 N 1st St | San Jose | CA | 11 |
| United Business Bank | 22 W Yokuts Ave | Stockton | CA | 11 |
| United Business Bank | 4426 E. State Highway 88 On Waterloo Road | Stockton | CA | 11 |
| United Business Bank | 392 Highway 92 | Crawford | CO | 11 |
| United Business Bank | 564 Main St | Delta | CO | 11 |
| United Business Bank | 410 S Santa Fe Ave | Fountain | CO | 11 |
| United Business Bank | 197 N Zerex St | Fraser | CO | 11 |
| United Business Bank | 337 East Agate Avenue | Granby | CO | 11 |
| United Business Bank | 902 Grand Ave | Grand Lake | CO | 11 |
| United Business Bank | 8400 E Crescent Pkwy | Greenwood Village | CO | 11 |
| United Business Bank | 102 E Bridge St | Hotchkiss | CO | 11 |
| United Business Bank | 100 W Park Ave | Kremmling | CO | 11 |
| United Business Bank | 128 Grand Ave | Paonia | CO | 11 |
| United Business Bank | 102 S Adams Blvd | Westcliffe | CO | 11 |
| United Business Bank | 1500 Mercantile Ave Ne | Albuquerque | NM | 11 |
| United Business Bank | 394 Rio Communities Blvd | Belen | NM | 11 |
| United Business Bank | 19339 Highway 314 | Belen | NM | 11 |
| United Business Bank | 2199 Main St Se | Los Lunas | NM | 11 |
| United Business Bank | 307 W Broadway | Mountainair | NM | 11 |
| United Business Bank | 7345 S. Durango Drive | Las Vegas | NV | 11 |
| United Business Bank | 14900 Interurban Ave S | Seattle | WA | 11 |
Data sourced from FDIC BankFind Suite. This data is provided by the federal government and is believed to be accurate, but TheFinanceSection.com cannot guarantee its completeness or timeliness.
Data sourced from FDIC Enforcement Decisions and Orders / NCUA. This data is provided by the federal government and is believed to be accurate, but TheFinanceSection.com cannot guarantee its completeness or timeliness.
TFS Financial Health Grades represent our editorial assessment based on publicly available data and our proprietary methodology. They do not represent financial advice or an official government rating. Data on this page is sourced from federal government databases and is believed to be accurate.
Benchmarked against 60 active, federally insured banks reporting in the same quarter and holding roughly 0.5×–2× its assets. Same-state and overlapping-market peers are prioritized.
TFS health score
73.3
Tier 1 capital ratio
11.66%
Return on assets
0.12%
Non-performing loans
0.47%
Efficiency ratio
82.84%
Asset growth (YoY)
-1.58%
Suggested direct comparisons
Los Angeles, CA
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$2.7B
Complaint percentiles are intentionally withheld while TFS audits CFPB company matching and import coverage. Peer conclusions use complete same-quarter regulatory metrics only.