Total Assets
$2.0B
Total Deposits
$1.8B
Branches
20
Established
1991
Oak Valley Community Bank is a bank headquartered in Oakdale, California, established in 1991. It holds $2.0B in total assets across 20 branch locations. In our editorial opinion, based on public FDIC/NCUA data, Oak Valley Community Bank earns a TFS Financial Health Grade of B+ (82.3/100) — our editorial assessment, not an official rating or financial advice.
TFS Health Grade
82.3 / 100
Good financial health
How we gradeTFS Health Grades are our editorial opinion based on public FDIC/NCUA data — not an official rating, not financial advice.
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Financial data through June 30, 2026. Updated by TFS August 28, 2026. Data sourced from FDIC BankFind Suite as of 2026-Q2. This data is provided by the federal government and is believed to be accurate, but TheFinanceSection.com cannot guarantee its completeness or timeliness.
Data sourced from CFPB Consumer Complaint Database. This data is provided by the federal government and is believed to be accurate, but TheFinanceSection.com cannot guarantee its completeness or timeliness.
| Branch | Address | City | State | Type |
|---|---|---|---|---|
| Oak Valley Community BankHQ | 125 N 3rd Ave | Oakdale | CA | 11 |
| Oak Valley Community Bank | 351 N Main St | Bishop | CA | 11 |
| Oak Valley Community Bank | 166 Main St | Bridgeport | CA | 11 |
| Oak Valley Community Bank | 1910 Mchenry Ave | Escalon | CA | 11 |
| Oak Valley Community Bank | 31 S School St | Lodi | CA | 11 |
| Oak Valley Community Bank | 307 Old Mammoth Rd | Mammoth Lakes | CA | 11 |
| Oak Valley Community Bank | 191 W North St | Manteca | CA | 11 |
| Oak Valley Community Bank | 4120 Dale Rd | Modesto | CA | 11 |
| Oak Valley Community Bank | 3508 Mchenry Ave | Modesto | CA | 11 |
| Oak Valley Community Bank | 1200 I St # 3 | Modesto | CA | 11 |
| Oak Valley Community Bank | 125n. Third Avenue | Oakdale | CA | 11 |
| Oak Valley Community Bank | 20 Plaza | Patterson | CA | 11 |
| Oak Valley Community Bank | 150 N Wilma Ave | Ripon | CA | 11 |
| Oak Valley Community Bank | 1478 Stone Point Dr | Roseville | CA | 11 |
| Oak Valley Community Bank | 455 Capitol Mall | Sacramento | CA | 11 |
| Oak Valley Community Bank | 14890 Mono Way | Sonora | CA | 11 |
| Oak Valley Community Bank | 85 Mono Way | Sonora | CA | 11 |
| Oak Valley Community Bank | 2935 W March Ln | Stockton | CA | 11 |
| Oak Valley Community Bank | 1034 N Central Ave | Tracy | CA | 11 |
| Oak Valley Community Bank | 241 W Main St | Turlock | CA | 11 |
Data sourced from FDIC BankFind Suite. This data is provided by the federal government and is believed to be accurate, but TheFinanceSection.com cannot guarantee its completeness or timeliness.
Data sourced from FDIC Enforcement Decisions and Orders / NCUA. This data is provided by the federal government and is believed to be accurate, but TheFinanceSection.com cannot guarantee its completeness or timeliness.
TFS Financial Health Grades represent our editorial assessment based on publicly available data and our proprietary methodology. They do not represent financial advice or an official government rating. Data on this page is sourced from federal government databases and is believed to be accurate.
Benchmarked against 60 active, federally insured banks reporting in the same quarter and holding roughly 0.5×–2× its assets. Same-state and overlapping-market peers are prioritized.
TFS health score
82.3
Tier 1 capital ratio
11.48%
Return on assets
1.11%
Non-performing loans
0.00%
Efficiency ratio
64.00%
Asset growth (YoY)
4.19%
Suggested direct comparisons
Los Angeles, CA
$34.9B
$2.0B
Complaint percentiles are intentionally withheld while TFS audits CFPB company matching and import coverage. Peer conclusions use complete same-quarter regulatory metrics only.