Total Assets
$694.3M
Total Deposits
$638.3M
Branches
9
Established
2001
First Community Bank of Central Alabama is a bank headquartered in Wetumpka, Alabama, established in 2001. It holds $694.3M in total assets across 9 branch locations. In our editorial opinion, based on public FDIC/NCUA data, First Community Bank of Central Alabama earns a TFS Financial Health Grade of B+ (85.3/100) — our editorial assessment, not an official rating or financial advice.
TFS Health Grade
85.3 / 100
Good financial health
How we gradeTFS Health Grades are our editorial opinion based on public FDIC/NCUA data — not an official rating, not financial advice.
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Financial data through June 30, 2026. Updated by TFS August 28, 2026. Data sourced from FDIC BankFind Suite as of 2026-Q2. This data is provided by the federal government and is believed to be accurate, but TheFinanceSection.com cannot guarantee its completeness or timeliness.
Data sourced from CFPB Consumer Complaint Database. This data is provided by the federal government and is believed to be accurate, but TheFinanceSection.com cannot guarantee its completeness or timeliness.
| Branch | Address | City | State | Type |
|---|---|---|---|---|
| First Community Bank of Central AlabamaHQ | 715 Wilson St | Wetumpka | AL | 11 |
| First Community Bank of Central Alabama | 1875 Kowaliga Rd | Eclectic | AL | 12 |
| First Community Bank of Central Alabama | 3300 Highway 14 | Millbrook | AL | 11 |
| First Community Bank of Central Alabama | 710 Commercial Pkwy | Prattville | AL | 11 |
| First Community Bank of Central Alabama | 1761 E Main St | Prattville | AL | 11 |
| First Community Bank of Central Alabama | 211 Highway 82 Byp W | Prattville | AL | 11 |
| First Community Bank of Central Alabama | 526 Gilmer Ave | Tallassee | AL | 11 |
| First Community Bank of Central Alabama | 1600 Alabama Highway 229 | Tallassee | AL | 11 |
| First Community Bank of Central Alabama | 9788 Holtville Rd | Wetumpka | AL | 11 |
Data sourced from FDIC BankFind Suite. This data is provided by the federal government and is believed to be accurate, but TheFinanceSection.com cannot guarantee its completeness or timeliness.
Data sourced from FDIC Enforcement Decisions and Orders / NCUA. This data is provided by the federal government and is believed to be accurate, but TheFinanceSection.com cannot guarantee its completeness or timeliness.
TFS Financial Health Grades represent our editorial assessment based on publicly available data and our proprietary methodology. They do not represent financial advice or an official government rating. Data on this page is sourced from federal government databases and is believed to be accurate.
Benchmarked against 60 active, federally insured banks reporting in the same quarter and holding roughly 0.5×–2× its assets. Same-state and overlapping-market peers are prioritized.
TFS health score
85.3
Tier 1 capital ratio
8.57%
Return on assets
2.44%
Non-performing loans
0.10%
Efficiency ratio
47.97%
Asset growth (YoY)
5.64%
Suggested direct comparisons
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Oneonta, AL
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Complaint percentiles are intentionally withheld while TFS audits CFPB company matching and import coverage. Peer conclusions use complete same-quarter regulatory metrics only.