Total Assets
$1.6B
Total Deposits
$1.4B
Branches
13
Established
1906
Troy Bank & Trust Company is a bank headquartered in Troy, Alabama, established in 1906. It holds $1.6B in total assets across 13 branch locations. In our editorial opinion, based on public FDIC/NCUA data, Troy Bank & Trust Company earns a TFS Financial Health Grade of B+ (82.7/100) — our editorial assessment, not an official rating or financial advice.
TFS Health Grade
82.7 / 100
Good financial health
How we gradeTFS Health Grades are our editorial opinion based on public FDIC/NCUA data — not an official rating, not financial advice.
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Financial data through June 30, 2026. Updated by TFS August 28, 2026. Data sourced from FDIC BankFind Suite as of 2026-Q2. This data is provided by the federal government and is believed to be accurate, but TheFinanceSection.com cannot guarantee its completeness or timeliness.
Data sourced from CFPB Consumer Complaint Database. This data is provided by the federal government and is believed to be accurate, but TheFinanceSection.com cannot guarantee its completeness or timeliness.
| Branch | Address | City | State | Type |
|---|---|---|---|---|
| Troy Bank & Trust CompanyHQ | 1000 Highway 231 S | Troy | AL | 11 |
| Troy Bank & Trust Company | 6 Atlantic St | Ariton | AL | 11 |
| Troy Bank & Trust Company | 2870 E. University Drive | Auburn | AL | 11 |
| Troy Bank & Trust Company | 137 S Main St | Brundidge | AL | 11 |
| Troy Bank & Trust Company | 4971 W Main St | Dothan | AL | 11 |
| Troy Bank & Trust Company | 1315 W Main St | Dothan | AL | 11 |
| Troy Bank & Trust Company | 429 Claxton Ave N | Elba | AL | 11 |
| Troy Bank & Trust Company | 1030 Boll Weevil Cir | Enterprise | AL | 11 |
| Troy Bank & Trust Company | 301 Greenville Ave | Goshen | AL | 11 |
| Troy Bank & Trust Company | 108 W Mckinnon St | New Brockton | AL | 11 |
| Troy Bank & Trust Company | 2701 Frederick Rd | Opelika | AL | 11 |
| Troy Bank & Trust Company | 1429 Highway 231 S | Troy | AL | 11 |
| Troy Bank & Trust Company | 300 N 3notch St | Troy | AL | 11 |
Data sourced from FDIC BankFind Suite. This data is provided by the federal government and is believed to be accurate, but TheFinanceSection.com cannot guarantee its completeness or timeliness.
Data sourced from FDIC Enforcement Decisions and Orders / NCUA. This data is provided by the federal government and is believed to be accurate, but TheFinanceSection.com cannot guarantee its completeness or timeliness.
TFS Financial Health Grades represent our editorial assessment based on publicly available data and our proprietary methodology. They do not represent financial advice or an official government rating. Data on this page is sourced from federal government databases and is believed to be accurate.
Benchmarked against 60 active, federally insured banks reporting in the same quarter and holding roughly 0.5×–2× its assets. Same-state and overlapping-market peers are prioritized.
TFS health score
82.7
Tier 1 capital ratio
12.83%
Return on assets
1.36%
Non-performing loans
1.35%
Efficiency ratio
53.12%
Asset growth (YoY)
1.27%
Suggested direct comparisons
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$4.0B
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Complaint percentiles are intentionally withheld while TFS audits CFPB company matching and import coverage. Peer conclusions use complete same-quarter regulatory metrics only.