Total Assets
$370.6M
Total Deposits
$337.1M
Branches
9
Established
1987
Premier Bank of the South is a bank headquartered in Cullman, Alabama, established in 1987. It holds $370.6M in total assets across 9 branch locations. In our editorial opinion, based on public FDIC/NCUA data, Premier Bank of the South earns a TFS Financial Health Grade of B (77.5/100) — our editorial assessment, not an official rating or financial advice.
TFS Health Grade
77.5 / 100
Good financial health
How we gradeTFS Health Grades are our editorial opinion based on public FDIC/NCUA data — not an official rating, not financial advice.
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Financial data through June 30, 2026. Updated by TFS August 28, 2026. Data sourced from FDIC BankFind Suite as of 2026-Q2. This data is provided by the federal government and is believed to be accurate, but TheFinanceSection.com cannot guarantee its completeness or timeliness.
Data sourced from CFPB Consumer Complaint Database. This data is provided by the federal government and is believed to be accurate, but TheFinanceSection.com cannot guarantee its completeness or timeliness.
| Branch | Address | City | State | Type |
|---|---|---|---|---|
| Premier Bank of the SouthHQ | 101 1st Ave Nw | Cullman | AL | 11 |
| Premier Bank of the South | 30710 Us 278 | Addison | AL | 11 |
| Premier Bank of the South | 3323 Alabama Highway 157 | Cullman | AL | 11 |
| Premier Bank of the South | 5576 Highway 55 E | Eva | AL | 11 |
| Premier Bank of the South | 460 County Road 437 | Good Hope | AL | 11 |
| Premier Bank of the South | 2123 Whitesburg Dr Se | Huntsville | AL | 11 |
| Premier Bank of the South | 8803 Madison Blvd | Madison | AL | 11 |
| Premier Bank of the South | 207 County Road 1242 | Vinemont | AL | 11 |
| Premier Bank of the South | 25 County Road 1292 | Vinemont | AL | 11 |
Data sourced from FDIC BankFind Suite. This data is provided by the federal government and is believed to be accurate, but TheFinanceSection.com cannot guarantee its completeness or timeliness.
Data sourced from FDIC Enforcement Decisions and Orders / NCUA. This data is provided by the federal government and is believed to be accurate, but TheFinanceSection.com cannot guarantee its completeness or timeliness.
TFS Financial Health Grades represent our editorial assessment based on publicly available data and our proprietary methodology. They do not represent financial advice or an official government rating. Data on this page is sourced from federal government databases and is believed to be accurate.
Benchmarked against 60 active, federally insured banks reporting in the same quarter and holding roughly 0.5×–2× its assets. Same-state and overlapping-market peers are prioritized.
TFS health score
77.5
Tier 1 capital ratio
9.37%
Return on assets
1.07%
Non-performing loans
0.00%
Efficiency ratio
73.79%
Asset growth (YoY)
1.01%
Suggested direct comparisons
Birmingham, AL
$159.8B
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Complaint percentiles are intentionally withheld while TFS audits CFPB company matching and import coverage. Peer conclusions use complete same-quarter regulatory metrics only.