Total Assets
$1.4B
Total Deposits
$1.3B
Branches
28
Established
1977
Peoples Bank of Alabama is a bank headquartered in Cullman, Alabama, established in 1977. It holds $1.4B in total assets across 28 branch locations. In our editorial opinion, based on public FDIC/NCUA data, Peoples Bank of Alabama earns a TFS Financial Health Grade of A- (86.1/100) — our editorial assessment, not an official rating or financial advice.
TFS Health Grade
86.1 / 100
Excellent financial health
How we gradeTFS Health Grades are our editorial opinion based on public FDIC/NCUA data — not an official rating, not financial advice.
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Financial data through June 30, 2026. Updated by TFS August 28, 2026. Data sourced from FDIC BankFind Suite as of 2026-Q2. This data is provided by the federal government and is believed to be accurate, but TheFinanceSection.com cannot guarantee its completeness or timeliness.
Data sourced from CFPB Consumer Complaint Database. This data is provided by the federal government and is believed to be accurate, but TheFinanceSection.com cannot guarantee its completeness or timeliness.
| Branch | Address | City | State | Type |
|---|---|---|---|---|
| Peoples Bank of AlabamaHQ | 1912 Cherokee Ave Sw | Cullman | AL | 11 |
| Peoples Bank of Alabama | 7473 Us Highway 431 | Albertville | AL | 11 |
| Peoples Bank of Alabama | 2133 N Brindlee Mountain Pkwy | Arab | AL | 11 |
| Peoples Bank of Alabama | 910 N Brindlee Mountain Pkwy | Arab | AL | 11 |
| Peoples Bank of Alabama | 12081 Alabama Highway 69 North | Baileyton | AL | 11 |
| Peoples Bank of Alabama | 417 20th St N | Birmingham | AL | 11 |
| Peoples Bank of Alabama | 68870 Main St | Blountsville | AL | 11 |
| Peoples Bank of Alabama | 200 Billy Dyar Blvd | Boaz | AL | 11 |
| Peoples Bank of Alabama | 1285 Chestnut Bypass | Centre | AL | 11 |
| Peoples Bank of Alabama | 5052 Alabama Highway 157 North | Cullman | AL | 11 |
| Peoples Bank of Alabama | 1737 6th Ave Se | Decatur | AL | 11 |
| Peoples Bank of Alabama | 401 Lee St Ne | Decatur | AL | 11 |
| Peoples Bank of Alabama | 435 Alabama Highway 69 South | Dodge City | AL | 11 |
| Peoples Bank of Alabama | 400 W Meighan Blvd | Gadsden | AL | 11 |
| Peoples Bank of Alabama | 336 Fieldstown Rd | Gardendale | AL | 11 |
| Peoples Bank of Alabama | 2125 Henry Street | Guntersville | AL | 11 |
| Peoples Bank of Alabama | 204 Main St Ne | Hanceville | AL | 11 |
| Peoples Bank of Alabama | 501 Highway 31 Sw | Hartselle | AL | 11 |
| Peoples Bank of Alabama | 10695 Us Highway 278 E | Holly Pond | AL | 11 |
| Peoples Bank of Alabama | 4245 Balmoral Dr Sw | Huntsville | AL | 11 |
| Peoples Bank of Alabama | 10437 Highway 36 E | Laceys Spring | AL | 11 |
| Peoples Bank of Alabama | 29900 State Highway 79 | Locust Fork | AL | 11 |
| Peoples Bank of Alabama | 918 2nd Ave E | Oneonta | AL | 11 |
| Peoples Bank of Alabama | 2267 Pelham Pkwy | Pelham | AL | 11 |
| Peoples Bank of Alabama | 3105 Rainbow Dr | Rainbow City | AL | 11 |
| Peoples Bank of Alabama | 5276 Highway 67 S | Somerville | AL | 11 |
| Peoples Bank of Alabama | 305 Main St | Trussville | AL | 11 |
| Peoples Bank of Alabama | 420 Caldwell Dr | Warrior | AL | 11 |
Data sourced from FDIC BankFind Suite. This data is provided by the federal government and is believed to be accurate, but TheFinanceSection.com cannot guarantee its completeness or timeliness.
Data sourced from FDIC Enforcement Decisions and Orders / NCUA. This data is provided by the federal government and is believed to be accurate, but TheFinanceSection.com cannot guarantee its completeness or timeliness.
TFS Financial Health Grades represent our editorial assessment based on publicly available data and our proprietary methodology. They do not represent financial advice or an official government rating. Data on this page is sourced from federal government databases and is believed to be accurate.
Benchmarked against 60 active, federally insured banks reporting in the same quarter and holding roughly 0.5×–2× its assets. Same-state and overlapping-market peers are prioritized.
TFS health score
86.1
Tier 1 capital ratio
11.19%
Return on assets
1.93%
Non-performing loans
0.56%
Efficiency ratio
61.38%
Asset growth (YoY)
0.09%
Suggested direct comparisons
Birmingham, AL
$159.8B
Complaint percentiles are intentionally withheld while TFS audits CFPB company matching and import coverage. Peer conclusions use complete same-quarter regulatory metrics only.