Before you break your CD

Find the terms.
See the dollar cost.

Search your bank or credit union for CD withdrawal sources and reviewed penalty rules. If we haven’t verified the applicable terms, the calculator requires your own disclosure inputs.

Find your institution

8,686 matching institutions · Reviewed rules appear first

FirstBank

TN · Bank

Manual inputs required

FirstBank

OK · Bank

Manual inputs required

FirstBank

CO · Bank

Manual inputs required

First Bank and Trust Company

NE · Bank

Manual inputs required

First Bank and Trust Company

OK · Bank

Manual inputs required

First Bank and Trust Company of Illinois

IL · Bank

Manual inputs required

First Bank and Trust of Fullerton

NE · Bank

Manual inputs required

First Bank Blue Earth

MN · Bank

Manual inputs required

First Bank Chicago

IL · Bank

Manual inputs required

First Bankers Trust Company, National Association

IL · Bank

Manual inputs required

First Bank Kansas

KS · Bank

Manual inputs required

First Bank of Alabama

AL · Bank

Manual inputs required

First Bank of Berne

IN · Bank

Manual inputs required

First Bank of Boaz

AL · Bank

Manual inputs required

First Bank of Central Ohio

OH · Bank

Manual inputs required

First Bank of Coastal Georgia

GA · Bank

Manual inputs required

First Bank of Manhattan

IL · Bank

Manual inputs required

FirstBank of Nebraska

NE · Bank

Manual inputs required

First Bank of Ohio

OH · Bank

Manual inputs required

First Bank of Owasso

OK · Bank

Manual inputs required

First Bank of Pike

GA · Bank

Manual inputs required

First Bank of the Lake

MO · Bank

Manual inputs required

First Bank of Thomas

OK · Bank

Manual inputs required

First Bank of Utica

NE · Bank

Manual inputs required

FirstBank Puerto Rico

PR · Bank

Manual inputs required

First Bank Richmond

IN · Bank

Manual inputs required

FirstBank Southwest

TX · Bank

Manual inputs required

First Bank & Trust

SD · Bank

Manual inputs required

First Bank & Trust Co.

OK · Bank

Manual inputs required

First Bank & Trust Company

OK · Bank

Manual inputs required

First Bank, Upper Michigan

MI · Bank

Manual inputs required

FIRST BAPTIST CHURCH OF VIENNA (VA)

VA · Credit union

Manual inputs required

FIRST BAPTIST CHURCH (STRATFORD)

CT · Credit union

Manual inputs required

FIRST BASIN

TX · Credit union

Manual inputs required

First Bethany Bank & Trust

OK · Bank

Manual inputs required

First Business Bank

WI · Bank

Manual inputs required

First Cahawba Bank

AL · Bank

Manual inputs required

FIRST CALIFORNIA

CA · Credit union

Manual inputs required

FIRST CAPITAL

PA · Credit union

Manual inputs required

First Capital Bank

TX · Bank

Manual inputs required

First Capital Bank

SC · Bank

Manual inputs required

FIRST CARE

VA · Credit union

Manual inputs required

First Carolina Bank

NC · Bank

Manual inputs required

FIRST CAROLINA PEOPLE'S

NC · Credit union

Manual inputs required

FIRST CENTRAL

TX · Credit union

Manual inputs required

First Central Bank

NE · Bank

Manual inputs required

First Central Bank McCook

NE · Bank

Manual inputs required

First Central Savings Bank

NY · Bank

Manual inputs required

First Central State Bank

IA · Bank

Manual inputs required

First Century Bank

TN · Bank

Manual inputs required

What would closing your CD cost?

FREE · NO SIGN-IN

Estimate a full principal withdrawal before maturity. Amounts stay in this page and are not sent to TFS. Your institution must confirm eligibility and the final redemption quote.

Enter the terms from your disclosure

This manual model supports simple days/months of interest or all interest earned. Percentage fees, tiered formulas, special minimums, and exceptions need an institution quote.

Penalty formulaPenalty daysInterest year basisCan the penalty reduce principal?

CD principal ($)Contractual annual interest rate (%)Use the interest rate on your CD agreement, not the advertised APY.Interest still on deposit and payable ($)Exclude interest already paid out. Use your institution’s current figure.

Compare holding this CD with reinvesting the proceeds until the same maturity date.I checked that these terms apply to my product, original term, and deposit date. This is a full withdrawal before maturity, outside any special withdrawal window. Any early-holding-period minimum has been accounted for.

Why your exact product matters

Penalty periods, principal reductions, partial withdrawals, and maturity grace periods can differ within one bank. Current advertised terms may not apply to an older CD. We link to sources and withhold bank-specific defaults when verification expires or a source changes.

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Find the terms.See the dollar cost.

Find your institution

FirstBank

FirstBank

FirstBank

First Bank and Trust Company

First Bank and Trust Company

First Bank and Trust Company of Illinois

First Bank and Trust of Fullerton

First Bank Blue Earth

First Bank Chicago

First Bankers Trust Company, National Association

First Bank Kansas

First Bank of Alabama

First Bank of Berne

First Bank of Boaz

First Bank of Central Ohio

First Bank of Coastal Georgia

First Bank of Manhattan

FirstBank of Nebraska

First Bank of Ohio

First Bank of Owasso

First Bank of Pike

First Bank of the Lake

First Bank of Thomas

First Bank of Utica

FirstBank Puerto Rico

First Bank Richmond

FirstBank Southwest

First Bank & Trust

First Bank & Trust Co.

First Bank & Trust Company

First Bank, Upper Michigan

FIRST BAPTIST CHURCH OF VIENNA (VA)

FIRST BAPTIST CHURCH (STRATFORD)

FIRST BASIN

First Bethany Bank & Trust

First Business Bank

First Cahawba Bank

FIRST CALIFORNIA

FIRST CAPITAL

First Capital Bank

First Capital Bank

FIRST CARE

First Carolina Bank

FIRST CAROLINA PEOPLE'S

FIRST CENTRAL

First Central Bank

First Central Bank McCook

First Central Savings Bank

First Central State Bank

First Century Bank

What would closing your CD cost?

Why your exact product matters

Don’t miss the next maturity.

Find the terms.
See the dollar cost.