Standard CDs and Young Citizens CD
Farmers State Bank of Brush lists forfeiture of all interest for a 1-month CD; three months of interest for 3- and 6-month CDs; six months for 12-, 18-, and 24-month CDs; nine months for 36 months; and 12 months for 48- and 60-month CDs. The separate 12-month Young Citizens CD also lists a six-month-interest penalty and has a $25 opening minimum.
This summary covers the ordinary CD and Young Citizens rows, not the separate IRA tables or tax penalties. Daily compounding in the source does not establish how penalty months are computed. Confirm the actual product, penalty principal basis, principal-reduction treatment, and applicable opening or renewal agreement.
TFS assisted source review: Aug 31, 2026 · Last source check: Aug 31, 2026 · Official source