Bank of the Flint Hills CD early withdrawal penalty

Bank of the Flint Hills
CD early withdrawal penalty

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Published terms reviewed; calculation inputs still required

We have reviewed the published terms below. They do not establish every detail needed for a bank-specific dollar calculation, so the estimator requires your own agreement inputs. We do not fill those gaps with assumptions.

Standard Certificates of Deposit

Bank of the Flint Hills lists a penalty of six months of interest on the amount withdrawn for standard CDs with terms of three, six, 12, 18, 24, or 36 months. Its 48- and 60-month terms carry a penalty of 12 months of interest on the amount withdrawn. The page describes a 10-day grace period for changes or withdrawals at renewal.

The nine-month CD is advertised but omitted from the penalty footnote, so its penalty is not inferred. The page separately describes Tuition Express CDs with different wording; that product is outside this standard-CD summary. Confirm full calculation and principal-reduction terms with the bank.

TFS assisted source review: Aug 31, 2026 · Last source check: Aug 31, 2026 · Official source

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Estimate a full principal withdrawal before maturity. Amounts stay in this page and are not sent to TFS. Your institution must confirm eligibility and the final redemption quote.

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These are your inputs, not verified Bank of the Flint Hills terms. This manual model supports simple days/months of interest or all interest earned. Percentage fees, tiered formulas, special minimums, and exceptions need an institution quote.

Penalty formulaPenalty daysInterest year basisCan the penalty reduce principal?

CD principal ($)Contractual annual interest rate (%)Use the interest rate on your CD agreement, not the advertised APY.Interest still on deposit and payable ($)Exclude interest already paid out. Use your institution’s current figure.

Compare holding this CD with reinvesting the proceeds until the same maturity date.I checked that these terms apply to my product, original term, and deposit date. This is a full withdrawal before maturity, outside any special withdrawal window. Any early-holding-period minimum has been accounted for.

Bank of the Flint HillsCD early withdrawal penalty

Published terms reviewed; calculation inputs still required

Standard Certificates of Deposit

What would closing your CD cost?

Located source pages

Bank of the Flint Hills
CD early withdrawal penalty