Wells Fargo Bank, National Association CD early withdrawal penalty

Wells Fargo Bank, National Association
CD early withdrawal penalty

TFS is an independent publisher, not this institution. View its financial health profile.

Published terms reviewed; calculation inputs still required

We have reviewed the published terms below. They do not establish every detail needed for a bank-specific dollar calculation, so the estimator requires your own agreement inputs. We do not fill those gaps with assumptions.

Fixed Rate CDs

Wells Fargo Bank, N.A. lists these early withdrawal penalties: one month of interest for terms under 90 days (under three months); three months for terms of 90–365 days (three–12 months); six months for terms over 12 through 24 months; and 12 months for terms over 24 months. A penalty can use earned interest and then principal if earned interest is insufficient. The bank separately describes a seven-days-simple-interest penalty for specified withdrawals during an initial seven-day period or certain closely spaced withdrawals.

This source identifies Wells Fargo Bank, N.A.; it should not be copied to another Wells Fargo legal institution solely because the brand matches. The special seven-day rules have additional conditions, including some grace-period transactions, so the standard term tiers alone do not determine every fee. Consult the full disclosure for the applicable condition and calculation.

TFS assisted source review: Aug 31, 2026 · Last source check: Aug 31, 2026 · Official source

What would closing your CD cost?

FREE · NO SIGN-IN

Estimate a full principal withdrawal before maturity. Amounts stay in this page and are not sent to TFS. Your institution must confirm eligibility and the final redemption quote.

Enter the terms from your disclosure

These are your inputs, not verified Wells Fargo Bank, National Association terms. This manual model supports simple days/months of interest or all interest earned. Percentage fees, tiered formulas, special minimums, and exceptions need an institution quote.

Penalty formulaPenalty daysInterest year basisCan the penalty reduce principal?

CD principal ($)Contractual annual interest rate (%)Use the interest rate on your CD agreement, not the advertised APY.Interest still on deposit and payable ($)Exclude interest already paid out. Use your institution’s current figure.

Compare holding this CD with reinvesting the proceeds until the same maturity date.I checked that these terms apply to my product, original term, and deposit date. This is a full withdrawal before maturity, outside any special withdrawal window. Any early-holding-period minimum has been accounted for.

Wells Fargo Bank, National AssociationCD early withdrawal penalty

Published terms reviewed; calculation inputs still required

Fixed Rate CDs

What would closing your CD cost?

Located source pages

Wells Fargo Bank, National Association
CD early withdrawal penalty