Millbury National Bank CD early withdrawal penalty

Millbury National Bank
CD early withdrawal penalty

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Published terms reviewed; calculation inputs still required

We have reviewed the published terms below. They do not establish every detail needed for a bank-specific dollar calculation, so the estimator requires your own agreement inputs. We do not fill those gaps with assumptions.

Certificates of deposit — embedded bank rate table

Millbury National Bank's published CD rate information states possible early-withdrawal penalties of 30 days of interest for 3-month CDs, 60 days for 6-month CDs, and 180 days for 1-, 2-, and 3-year CDs. The adjacent IRA rate section lists its own penalties and is separate from this CD schedule.

The CD rate table is embedded in this official savings-product page. Its rate rows also use a 91-day CD label; do not assume a customer's special or 7-month promotional product follows an unstated schedule. The page does not establish day-count, principal basis, or principal-reduction details needed for exact calculation. Confirm the customer's disclosure.

TFS assisted source review: Aug 31, 2026 · Last source check: Aug 31, 2026 · Official source

What would closing your CD cost?

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Estimate a full principal withdrawal before maturity. Amounts stay in this page and are not sent to TFS. Your institution must confirm eligibility and the final redemption quote.

Enter the terms from your disclosure

These are your inputs, not verified Millbury National Bank terms. This manual model supports simple days/months of interest or all interest earned. Percentage fees, tiered formulas, special minimums, and exceptions need an institution quote.

Penalty formulaPenalty daysInterest year basisCan the penalty reduce principal?

CD principal ($)Contractual annual interest rate (%)Use the interest rate on your CD agreement, not the advertised APY.Interest still on deposit and payable ($)Exclude interest already paid out. Use your institution’s current figure.

Compare holding this CD with reinvesting the proceeds until the same maturity date.I checked that these terms apply to my product, original term, and deposit date. This is a full withdrawal before maturity, outside any special withdrawal window. Any early-holding-period minimum has been accounted for.

Millbury National BankCD early withdrawal penalty

Published terms reviewed; calculation inputs still required

Certificates of deposit — embedded bank rate table

What would closing your CD cost?

Located source pages

Millbury National Bank
CD early withdrawal penalty