Woodlands National Bank CD early withdrawal penalty

Woodlands National Bank
CD early withdrawal penalty

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Published terms reviewed; calculation inputs still required

We have reviewed the published terms below. They do not establish every detail needed for a bank-specific dollar calculation, so the estimator requires your own agreement inputs. We do not fill those gaps with assumptions.

Standard certificates of deposit

Woodlands National Bank's standard-CD section states a penalty equivalent to 90 days of interest for terms of one year or less, and 180 days of interest for terms longer than one year. The same page has a separate CD-specials section that only says a penalty may apply, so the standard schedule should not automatically be applied to those special offers.

The official consumer-rate page is effective August 25, 2026. This summary is limited to its standard-CD penalty statement, not the separate 9- and 18-month specials. The page does not establish the daily-interest divisor or principal treatment needed for an exact dollar estimate; confirm the customer's contract.

TFS assisted source review: Aug 31, 2026 · Last source check: Aug 31, 2026 · Official source

What would closing your CD cost?

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Estimate a full principal withdrawal before maturity. Amounts stay in this page and are not sent to TFS. Your institution must confirm eligibility and the final redemption quote.

Enter the terms from your disclosure

These are your inputs, not verified Woodlands National Bank terms. This manual model supports simple days/months of interest or all interest earned. Percentage fees, tiered formulas, special minimums, and exceptions need an institution quote.

Penalty formulaPenalty daysInterest year basisCan the penalty reduce principal?

CD principal ($)Contractual annual interest rate (%)Use the interest rate on your CD agreement, not the advertised APY.Interest still on deposit and payable ($)Exclude interest already paid out. Use your institution’s current figure.

Compare holding this CD with reinvesting the proceeds until the same maturity date.I checked that these terms apply to my product, original term, and deposit date. This is a full withdrawal before maturity, outside any special withdrawal window. Any early-holding-period minimum has been accounted for.

Woodlands National BankCD early withdrawal penalty

Published terms reviewed; calculation inputs still required

Standard certificates of deposit

What would closing your CD cost?

Located source pages

Woodlands National Bank
CD early withdrawal penalty