Total Assets
$1.2B
Total Deposits
$998.4M
Branches
16
Established
1956
FREEDOM FIRST is a credit union headquartered in Roanoke, Virginia, established in 1956. It holds $1.2B in total assets across 16 branch locations. In our editorial opinion, based on public FDIC/NCUA data, FREEDOM FIRST earns a TFS Financial Health Grade of C- (63.6/100) — our editorial assessment, not an official rating or financial advice.
TFS Health Grade
63.6 / 100
Average financial health
How we gradeTFS Health Grades are our editorial opinion based on public FDIC/NCUA data — not an official rating, not financial advice.
Watching FREEDOM FIRST?
Get a free alert the moment its TFS financial-health grade changes. No spam, ever.
Financial data through March 31, 2026. Updated by TFS August 28, 2026. Data sourced from NCUA Call Reports as of 2026-Q1. This data is provided by the federal government and is believed to be accurate, but TheFinanceSection.com cannot guarantee its completeness or timeliness.
Data sourced from CFPB Consumer Complaint Database. This data is provided by the federal government and is believed to be accurate, but TheFinanceSection.com cannot guarantee its completeness or timeliness.
| Branch | Address | City | State | Type |
|---|---|---|---|---|
| Operations - Downtown HQHQ | 207 Bullitt Ave SE | Roanoke | VA | Full Service |
| Prices Fork | 2701 Prices Fork RD | Blacksburg | VA | Full Service |
| South Main | 1204 S Main St | Blacksburg | VA | Full Service |
| Christiansburg | 417 N Franklin St | Christiansburg | VA | Full Service |
| Daleville Branch | 1171 Roanoke Rd | Daleville | VA | Full Service |
| Langhorne | 2102 Langhorne RD | Lynchburg | VA | Full Service |
| Timberlake | 7815 Timberlake RD | Lynchburg | VA | Full Service |
| Bonsack Branch | 3565 Orange Ave NE | Roanoke | VA | Full Service |
| Crossroads 5002 | 5002 Cross RD | Roanoke | VA | Full Service |
| Downtown | 102 Campbell Ave SW | Roanoke | VA | Full Service |
| Operations | 5240 Valleypark Dr | Roanoke | VA | Full Service |
| Tanglewood | 4203 Electric Rd | Roanoke | VA | Full Service |
| Towers | 2221 Colonial Ave SW | Roanoke | VA | Full Service |
| West End | 1210 Patterson Ave SW | Roanoke | VA | Full Service |
| Salem | 1235 Electric Rd | Salem | VA | Full Service |
| Vinton | 203 W Virginia Ave | Vinton | VA | Full Service |
Data sourced from FDIC BankFind Suite. This data is provided by the federal government and is believed to be accurate, but TheFinanceSection.com cannot guarantee its completeness or timeliness.
Data sourced from FDIC Enforcement Decisions and Orders / NCUA. This data is provided by the federal government and is believed to be accurate, but TheFinanceSection.com cannot guarantee its completeness or timeliness.
TFS Financial Health Grades represent our editorial assessment based on publicly available data and our proprietary methodology. They do not represent financial advice or an official government rating. Data on this page is sourced from federal government databases and is believed to be accurate.
Benchmarked against 60 active, federally insured credit unions reporting in the same quarter and holding roughly 0.5×–2× its assets. Same-state and overlapping-market peers are prioritized.
TFS health score
63.6
Net worth ratio
10.94%
Return on assets
0.56%
60+ day delinquency
0.40%
Suggested direct comparisons
Mclean, VA
$662.2B
Complaint percentiles are intentionally withheld while TFS audits CFPB company matching and import coverage. Peer conclusions use complete same-quarter regulatory metrics only.