Total Assets
$334.2M
Total Deposits
$281.8M
Branches
7
Established
1980
SYNERGY is a credit union headquartered in San Antonio, Texas, established in 1980. It holds $334.2M in total assets across 7 branch locations. In our editorial opinion, based on public FDIC/NCUA data, SYNERGY earns a TFS Financial Health Grade of A (89.5/100) — our editorial assessment, not an official rating or financial advice.
TFS Health Grade
89.5 / 100
Excellent financial health
How we gradeTFS Health Grades are our editorial opinion based on public FDIC/NCUA data — not an official rating, not financial advice.
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Financial data through June 30, 2026. Updated by TFS September 14, 2026. Data sourced from NCUA Call Reports as of 2026-Q2. This data is provided by the federal government and is believed to be accurate, but TheFinanceSection.com cannot guarantee its completeness or timeliness.
Data sourced from CFPB Consumer Complaint Database. This data is provided by the federal government and is believed to be accurate, but TheFinanceSection.com cannot guarantee its completeness or timeliness.
| Branch | Address | City | State | Type |
|---|---|---|---|---|
| Main OfficeHQ | 1 Valero Way | San Antonio | TX | Full Service |
| Corpus Christi | 1147 Cantwell Ln | Corpus Christi | TX | Full Service |
| Houston | 9701 Manchester St | Houston | TX | Full Service |
| Port Arthur | 1801 S Gulfway Dr | Port Arthur | TX | Full Service |
| Ridgewood Parkway branch | 19100 Ridgewood Pkwy | San Antonio | TX | Full Service |
| Texas City | 1201 25th Ave N | Texas City | TX | Full Service |
| Three Rivers Branch | 301 E Le Roy St | Three Rivers | TX | Full Service |
Data sourced from FDIC BankFind Suite. This data is provided by the federal government and is believed to be accurate, but TheFinanceSection.com cannot guarantee its completeness or timeliness.
Data sourced from FDIC Enforcement Decisions and Orders / NCUA. This data is provided by the federal government and is believed to be accurate, but TheFinanceSection.com cannot guarantee its completeness or timeliness.
TFS Financial Health Grades represent our editorial assessment based on publicly available data and our proprietary methodology. They do not represent financial advice or an official government rating. Data on this page is sourced from federal government databases and is believed to be accurate.
Benchmarked against 60 active, federally insured credit unions reporting in the same quarter and holding roughly 0.5×–2× its assets. Same-state and overlapping-market peers are prioritized.
TFS health score
89.5
Net worth ratio
15.78%
Return on assets
1.23%
60+ day delinquency
0.29%
Suggested direct comparisons
San Antonio, TX
$5.1B
Complaint percentiles are intentionally withheld while TFS audits CFPB company matching and import coverage. Peer conclusions use complete same-quarter regulatory metrics only.