Total Assets
$3.0B
Total Deposits
$2.1B
Branches
14
Established
1954
FIRST COMMUNITY is a credit union headquartered in Houston, Texas, established in 1954. It holds $3.0B in total assets across 14 branch locations. In our editorial opinion, based on public FDIC/NCUA data, FIRST COMMUNITY earns a TFS Financial Health Grade of C- (61.5/100) — our editorial assessment, not an official rating or financial advice.
TFS Health Grade
61.5 / 100
Average financial health
How we gradeTFS Health Grades are our editorial opinion based on public FDIC/NCUA data — not an official rating, not financial advice.
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Financial data through March 31, 2026. Updated by TFS August 28, 2026. Data sourced from NCUA Call Reports as of 2026-Q1. This data is provided by the federal government and is believed to be accurate, but TheFinanceSection.com cannot guarantee its completeness or timeliness.
Data sourced from CFPB Consumer Complaint Database. This data is provided by the federal government and is believed to be accurate, but TheFinanceSection.com cannot guarantee its completeness or timeliness.
| Branch | Address | City | State | Type |
|---|---|---|---|---|
| AdministrationHQ | 15260 FM 529 Rd | Houston | TX | Full Service |
| Fairfield | 28550 Highway 290 | Cypress | TX | Full Service |
| Alief Temporary | 12121 Westheimer Rd | Houston | TX | Full Service |
| Copperfield | 15260 FM 529 Rd | Houston | TX | Full Service |
| Fairbanks | 8600 Jameel Rd | Houston | TX | Full Service |
| Spring Branch | 9100 Westview Dr | Houston | TX | Full Service |
| Cinco Ranch | 23120 Cinco Ranch Blvd | Katy | TX | Full Service |
| Morton Ranch | 2811 W Grand Pkwy N Ste 110 | Katy | TX | Full Service |
| Sienna | 8900 Highway 6 | Missouri City | TX | Full Service |
| Aliana | 10161 W. Grand Parkway | Richmond | TX | Full Service |
| Westpark | 23803 FM 1093 RD | Richmond | TX | Full Service |
| 99 North | 7210 N Grand Pkwy W | Spring | TX | Full Service |
| Sugar Land | 3400 Highway 6 | Sugar Land | TX | Full Service |
| Tomball | 26926 State Highway 249 | Tomball | TX | Full Service |
Data sourced from FDIC BankFind Suite. This data is provided by the federal government and is believed to be accurate, but TheFinanceSection.com cannot guarantee its completeness or timeliness.
Data sourced from FDIC Enforcement Decisions and Orders / NCUA. This data is provided by the federal government and is believed to be accurate, but TheFinanceSection.com cannot guarantee its completeness or timeliness.
TFS Financial Health Grades represent our editorial assessment based on publicly available data and our proprietary methodology. They do not represent financial advice or an official government rating. Data on this page is sourced from federal government databases and is believed to be accurate.
Benchmarked against 60 active, federally insured credit unions reporting in the same quarter and holding roughly 0.5×–2× its assets. Same-state and overlapping-market peers are prioritized.
TFS health score
61.5
Net worth ratio
8.09%
Return on assets
0.90%
60+ day delinquency
0.40%
Suggested direct comparisons
Houston, TX
$2.9B
Complaint percentiles are intentionally withheld while TFS audits CFPB company matching and import coverage. Peer conclusions use complete same-quarter regulatory metrics only.