Total Assets
$572.1M
Total Deposits
$494.9M
Branches
10
Established
1969
U. T. is a credit union headquartered in Knoxville, Tennessee, established in 1969. It holds $572.1M in total assets across 10 branch locations. In our editorial opinion, based on public FDIC/NCUA data, U. T. earns a TFS Financial Health Grade of C- (62.5/100) — our editorial assessment, not an official rating or financial advice.
TFS Health Grade
62.5 / 100
Average financial health
How we gradeTFS Health Grades are our editorial opinion based on public FDIC/NCUA data — not an official rating, not financial advice.
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Financial data through March 31, 2026. Updated by TFS August 28, 2026. Data sourced from NCUA Call Reports as of 2026-Q1. This data is provided by the federal government and is believed to be accurate, but TheFinanceSection.com cannot guarantee its completeness or timeliness.
Data sourced from CFPB Consumer Complaint Database. This data is provided by the federal government and is believed to be accurate, but TheFinanceSection.com cannot guarantee its completeness or timeliness.
| Branch | Address | City | State | Type |
|---|---|---|---|---|
| UT Federal Credit Union - Corporate OfficeHQ | 1512 Coleman Rd | Knoxville | TN | Full Service |
| UT Federal Credit Union - Springbrook Farm Branch | 1858 Pauling St | Alcoa | TN | Full Service |
| UTFCU - Corporate Annex | 1508 Coleman Rd | Knoxville | TN | Full Service |
| UT Federal Credit Union - Emory Rd Branch | 707 E Emory Rd | Knoxville | TN | Full Service |
| UT Federal Credit Union - Hospital Branch | 1924 Alcoa Hwy | Knoxville | TN | Full Service |
| UT Federal Credit Union - Student Union Branch | 1502 Cumberland Ave Ste 160 | Knoxville | TN | Full Service |
| UT Federal Credit Union - West Branch | 9700 Kingston Pike | Knoxville | TN | Full Service |
| UT Federal Credit Union - White Avenue | 2100 White Ave | Knoxville | TN | Full Service |
| UT Federal Credit Union - Martin Branch | 103 Hurt St | Martin | TN | Full Service |
| UT Federal Credit Union - Memphis Branch | 910 Madison Ave | Memphis | TN | Full Service |
Data sourced from FDIC BankFind Suite. This data is provided by the federal government and is believed to be accurate, but TheFinanceSection.com cannot guarantee its completeness or timeliness.
Data sourced from FDIC Enforcement Decisions and Orders / NCUA. This data is provided by the federal government and is believed to be accurate, but TheFinanceSection.com cannot guarantee its completeness or timeliness.
TFS Financial Health Grades represent our editorial assessment based on publicly available data and our proprietary methodology. They do not represent financial advice or an official government rating. Data on this page is sourced from federal government databases and is believed to be accurate.
Benchmarked against 60 active, federally insured credit unions reporting in the same quarter and holding roughly 0.5×–2× its assets. Same-state and overlapping-market peers are prioritized.
TFS health score
62.5
Net worth ratio
9.26%
Return on assets
0.41%
60+ day delinquency
0.15%
Suggested direct comparisons
Knoxville, TN
$182.8M
Complaint percentiles are intentionally withheld while TFS audits CFPB company matching and import coverage. Peer conclusions use complete same-quarter regulatory metrics only.