Total Assets
$1.4B
Total Deposits
$1.2B
Branches
23
Established
1953
DIRECTIONS is a credit union headquartered in Toledo, Ohio, established in 1953. It holds $1.4B in total assets across 23 branch locations. In our editorial opinion, based on public FDIC/NCUA data, DIRECTIONS earns a TFS Financial Health Grade of C- (64.8/100) — our editorial assessment, not an official rating or financial advice.
TFS Health Grade
64.8 / 100
Average financial health
How we gradeTFS Health Grades are our editorial opinion based on public FDIC/NCUA data — not an official rating, not financial advice.
Watching DIRECTIONS?
Get a free alert the moment its TFS financial-health grade changes. No spam, ever.
Financial data through March 31, 2026. Updated by TFS August 28, 2026. Data sourced from NCUA Call Reports as of 2026-Q1. This data is provided by the federal government and is believed to be accurate, but TheFinanceSection.com cannot guarantee its completeness or timeliness.
Data sourced from CFPB Consumer Complaint Database. This data is provided by the federal government and is believed to be accurate, but TheFinanceSection.com cannot guarantee its completeness or timeliness.
| Branch | Address | City | State | Type |
|---|---|---|---|---|
| Corporate OfficeHQ | 200 N Saint Clair St Ste 1600 | Toledo | OH | Full Service |
| Dundee | 107 Waterstradt Commerce Dr | Dundee | MI | Full Service |
| Sterns | 3558 Sterns Rd | Lambertville | MI | Full Service |
| Telegraph | 15470 S Telegraph Rd | Monroe | MI | Full Service |
| Ashland | 1306 Cleveland Ave | Ashland | OH | Full Service |
| Lexington | 340 W Main St | Lexington | OH | Full Service |
| Madison/Central OH Ops | 1434 Ashland Rd | Mansfield | OH | Full Service |
| Main St | 777 N Main St | Mansfield | OH | Full Service |
| South Diamond | 460 S Diamond St | Mansfield | OH | Full Service |
| Maumee | 3321 Briarfield Blvd | Maumee | OH | Full Service |
| South | 1446 Reynolds Rd | Maumee | OH | Full Service |
| New Philadelphia | 1127 4th St NW | New Philadelphia | OH | Full Service |
| Ontario | 1690 W 4th St | Ontario | OH | Full Service |
| Oregon | 3312 Dustin Rd | Oregon | OH | Full Service |
| Perrysburg/Levis Commons | 4150 Brockway Dr | Perrysburg | OH | Full Service |
| Rossford | 27427 Crossroads Pkwy | Rossford | OH | Full Service |
| Shelby | 29 Mansfield Ave | Shelby | OH | Full Service |
| Whiteford | 5121 Whiteford Rd | Sylvania | OH | Full Service |
| Summit/Downtown | 215 N Summit St Ste E | Toledo | OH | Full Service |
| West Branch | 3000 Tremainsville Rd | Toledo | OH | Full Service |
| Westgate | 3450 W Central Ave | Toledo | OH | Full Service |
| Willard | 1 N Myrtle Ave | Willard | OH | Full Service |
| Wooster | 2258 Eagle Pass | Wooster | OH | Full Service |
Data sourced from FDIC BankFind Suite. This data is provided by the federal government and is believed to be accurate, but TheFinanceSection.com cannot guarantee its completeness or timeliness.
Data sourced from FDIC Enforcement Decisions and Orders / NCUA. This data is provided by the federal government and is believed to be accurate, but TheFinanceSection.com cannot guarantee its completeness or timeliness.
TFS Financial Health Grades represent our editorial assessment based on publicly available data and our proprietary methodology. They do not represent financial advice or an official government rating. Data on this page is sourced from federal government databases and is believed to be accurate.
Benchmarked against 60 active, federally insured credit unions reporting in the same quarter and holding roughly 0.5×–2× its assets. Same-state and overlapping-market peers are prioritized.
TFS health score
64.8
Net worth ratio
9.29%
Return on assets
0.53%
60+ day delinquency
0.36%
Suggested direct comparisons
Toledo, OH
$74.1M
Complaint percentiles are intentionally withheld while TFS audits CFPB company matching and import coverage. Peer conclusions use complete same-quarter regulatory metrics only.