Total Assets
$1.3B
Total Deposits
$1.2B
Branches
13
Established
1949
SIDNEY is a credit union headquartered in Sidney, New York, established in 1949. It holds $1.3B in total assets across 13 branch locations. In our editorial opinion, based on public FDIC/NCUA data, SIDNEY earns a TFS Financial Health Grade of B (80.2/100) — our editorial assessment, not an official rating or financial advice.
TFS Health Grade
80.2 / 100
Good financial health
How we gradeTFS Health Grades are our editorial opinion based on public FDIC/NCUA data — not an official rating, not financial advice.
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Financial data through March 31, 2026. Updated by TFS August 28, 2026. Data sourced from NCUA Call Reports as of 2026-Q1. This data is provided by the federal government and is believed to be accurate, but TheFinanceSection.com cannot guarantee its completeness or timeliness.
Data sourced from CFPB Consumer Complaint Database. This data is provided by the federal government and is believed to be accurate, but TheFinanceSection.com cannot guarantee its completeness or timeliness.
| Branch | Address | City | State | Type |
|---|---|---|---|---|
| SidneyHQ | 42 Union St | Sidney | NY | Full Service |
| Amsterdam | 4839 State Highway 30 | Amsterdam | NY | Full Service |
| Bainbridge | 16 S Main St | Bainbridge | NY | Full Service |
| Cicero | 8062 Brewerton Rd | Cicero | NY | Full Service |
| Delhi | 5 Main St | Delhi | NY | Full Service |
| Greene | 65 Genesee St | Greene | NY | Full Service |
| Hancock | 70 W Front Street Ext | Hancock | NY | Full Service |
| Liverpool | 7545 Morgan Rd | Liverpool | NY | Full Service |
| Morris | 132 Main St | Morris | NY | Full Service |
| Norwich | 5900 County Route 32 | Norwich | NY | Full Service |
| Market St., Oneonta | 53 Market St | Oneonta | NY | Full Service |
| Oneida St., Oneonta | 75 Oneida St | Oneonta | NY | Full Service |
| Walton | 3 Liberty St | Walton | NY | Full Service |
Data sourced from FDIC BankFind Suite. This data is provided by the federal government and is believed to be accurate, but TheFinanceSection.com cannot guarantee its completeness or timeliness.
Data sourced from FDIC Enforcement Decisions and Orders / NCUA. This data is provided by the federal government and is believed to be accurate, but TheFinanceSection.com cannot guarantee its completeness or timeliness.
TFS Financial Health Grades represent our editorial assessment based on publicly available data and our proprietary methodology. They do not represent financial advice or an official government rating. Data on this page is sourced from federal government databases and is believed to be accurate.
Benchmarked against 60 active, federally insured credit unions reporting in the same quarter and holding roughly 0.5×–2× its assets. Same-state and overlapping-market peers are prioritized.
TFS health score
80.2
Net worth ratio
10.13%
Return on assets
1.31%
60+ day delinquency
0.72%
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Complaint percentiles are intentionally withheld while TFS audits CFPB company matching and import coverage. Peer conclusions use complete same-quarter regulatory metrics only.