Total Assets
$757.4M
Total Deposits
$606.3M
Branches
10
Established
1986
FREEDOM is a credit union headquartered in SPRINGFIELD, Massachusetts, established in 1986. It holds $757.4M in total assets across 10 branch locations. In our editorial opinion, based on public FDIC/NCUA data, FREEDOM earns a TFS Financial Health Grade of C (67.9/100) — our editorial assessment, not an official rating or financial advice.
TFS Health Grade
67.9 / 100
Average financial health
How we gradeTFS Health Grades are our editorial opinion based on public FDIC/NCUA data — not an official rating, not financial advice.
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Financial data through March 31, 2026. Updated by TFS August 28, 2026. Data sourced from NCUA Call Reports as of 2026-Q1. This data is provided by the federal government and is believed to be accurate, but TheFinanceSection.com cannot guarantee its completeness or timeliness.
Data sourced from CFPB Consumer Complaint Database. This data is provided by the federal government and is believed to be accurate, but TheFinanceSection.com cannot guarantee its completeness or timeliness.
| Branch | Address | City | State | Type |
|---|---|---|---|---|
| SPRINGFIELD-MAIN OFFICEHQ | 1976 MAIN ST | SPRINGFIELD | MA | Full Service |
| CHICOPEE | 1976 MEMORIAL DR | CHICOPEE | MA | Full Service |
| FEEDING HILLS | 959 SPRINGFIELD ST | FEEDING HILLS | MA | Full Service |
| GREENFIELD | 74 MAIN ST | GREENFIELD | MA | Full Service |
| LUDLOW | 645 CENTER ST | LUDLOW | MA | Full Service |
| NORTHAMPTON | 226 KING ST | NORTHAMPTON | MA | Full Service |
| BOYLSTON | 77 BOYLSTON ST | SPRINGFIELD | MA | Full Service |
| COOLEY STREET | 296 COOLEY ST | SPRINGFIELD | MA | Full Service |
| TURNERS AVE A | 191 AVENUE A | TURNERS FALLS | MA | Full Service |
| West Springfield | 58 Union St | West Springfield | MA | Full Service |
Data sourced from FDIC BankFind Suite. This data is provided by the federal government and is believed to be accurate, but TheFinanceSection.com cannot guarantee its completeness or timeliness.
Data sourced from FDIC Enforcement Decisions and Orders / NCUA. This data is provided by the federal government and is believed to be accurate, but TheFinanceSection.com cannot guarantee its completeness or timeliness.
TFS Financial Health Grades represent our editorial assessment based on publicly available data and our proprietary methodology. They do not represent financial advice or an official government rating. Data on this page is sourced from federal government databases and is believed to be accurate.
Benchmarked against 60 active, federally insured credit unions reporting in the same quarter and holding roughly 0.5×–2× its assets. Same-state and overlapping-market peers are prioritized.
TFS health score
67.9
Net worth ratio
14.22%
Return on assets
0.50%
60+ day delinquency
2.08%
Suggested direct comparisons
Boston, MA
$412.6B
Complaint percentiles are intentionally withheld while TFS audits CFPB company matching and import coverage. Peer conclusions use complete same-quarter regulatory metrics only.