Total Assets
$1.1B
Total Deposits
$974.9M
Branches
24
Established
1936
COMMUNITY 1ST is a credit union headquartered in Ottumwa, Iowa, established in 1936. It holds $1.1B in total assets across 24 branch locations. In our editorial opinion, based on public FDIC/NCUA data, COMMUNITY 1ST earns a TFS Financial Health Grade of D- (50.5/100) — our editorial assessment, not an official rating or financial advice.
TFS Health Grade
50.5 / 100
Below average financial health
How we gradeTFS Health Grades are our editorial opinion based on public FDIC/NCUA data — not an official rating, not financial advice.
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Financial data through March 31, 2026. Updated by TFS August 28, 2026. Data sourced from NCUA Call Reports as of 2026-Q1. This data is provided by the federal government and is believed to be accurate, but TheFinanceSection.com cannot guarantee its completeness or timeliness.
Data sourced from CFPB Consumer Complaint Database. This data is provided by the federal government and is believed to be accurate, but TheFinanceSection.com cannot guarantee its completeness or timeliness.
| Branch | Address | City | State | Type |
|---|---|---|---|---|
| HeadquartersHQ | 1100 Hutchinson Ave | Ottumwa | IA | Full Service |
| Albia | 1420 S Clinton St | Albia | IA | Full Service |
| Atlantic | 200 Maple St | Atlantic | IA | Full Service |
| Avoca | 102 N Elm St | Avoca | IA | Full Service |
| Bloomfield | 301 E Franklin St | Bloomfield | IA | Full Service |
| Cedar Rapids | 1030 Sierra Dr NE | Cedar Rapids | IA | Full Service |
| Centerville | 999 N 18th St | Centerville | IA | Full Service |
| Chariton | 1934 Court Ave | Chariton | IA | Full Service |
| Creston | 205 E Taylor St | Creston | IA | Full Service |
| Fairfield | 2501 W Burlington Ave | Fairfield | IA | Full Service |
| Grinnell | 205 West St | Grinnell | IA | Full Service |
| Harlan | 1414 Chatburn Ave | Harlan | IA | Full Service |
| Indianola | 300 S Jefferson Way | Indianola | IA | Full Service |
| Knoxville | 1008 W Bell Ave Ste 103 | Knoxville | IA | Full Service |
| Mt Pleasant | 1800 E Washington St | Mount Pleasant | IA | Full Service |
| Osceola | 714 W McLane St | Osceola | IA | Full Service |
| Oskaloosa | 1311 A Ave W | Oskaloosa | IA | Full Service |
| JBS | 600 S Iowa Ave | Ottumwa | IA | Full Service |
| Pennsylvania | 739 Pennsylvania Ave | Ottumwa | IA | Full Service |
| Richmond | 235 Richmond Ave | Ottumwa | IA | Full Service |
| Venture Drive | 1940 Venture Dr | Ottumwa | IA | Full Service |
| Pella | 500 Main St | Pella | IA | Full Service |
| Shenandoah | 700 S Fremont St | Shenandoah | IA | Full Service |
| Washington | 303 S 2nd Ave | Washington | IA | Full Service |
Data sourced from FDIC BankFind Suite. This data is provided by the federal government and is believed to be accurate, but TheFinanceSection.com cannot guarantee its completeness or timeliness.
Data sourced from FDIC Enforcement Decisions and Orders / NCUA. This data is provided by the federal government and is believed to be accurate, but TheFinanceSection.com cannot guarantee its completeness or timeliness.
TFS Financial Health Grades represent our editorial assessment based on publicly available data and our proprietary methodology. They do not represent financial advice or an official government rating. Data on this page is sourced from federal government databases and is believed to be accurate.
Benchmarked against 60 active, federally insured credit unions reporting in the same quarter and holding roughly 0.5×–2× its assets. Same-state and overlapping-market peers are prioritized.
TFS health score
50.5
Net worth ratio
10.49%
Return on assets
0.33%
60+ day delinquency
3.27%
Suggested direct comparisons
North Liberty, IA
$11.2B
Complaint percentiles are intentionally withheld while TFS audits CFPB company matching and import coverage. Peer conclusions use complete same-quarter regulatory metrics only.