Total Assets
$660.7M
Total Deposits
$567.1M
Branches
7
Established
1956
KINETIC is a credit union headquartered in Columbus, Georgia, established in 1956. It holds $660.7M in total assets across 7 branch locations. In our editorial opinion, based on public FDIC/NCUA data, KINETIC earns a TFS Financial Health Grade of C (68.3/100) — our editorial assessment, not an official rating or financial advice.
TFS Health Grade
68.3 / 100
Average financial health
How we gradeTFS Health Grades are our editorial opinion based on public FDIC/NCUA data — not an official rating, not financial advice.
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Financial data through March 31, 2026. Updated by TFS August 28, 2026. Data sourced from NCUA Call Reports as of 2026-Q1. This data is provided by the federal government and is believed to be accurate, but TheFinanceSection.com cannot guarantee its completeness or timeliness.
Data sourced from CFPB Consumer Complaint Database. This data is provided by the federal government and is believed to be accurate, but TheFinanceSection.com cannot guarantee its completeness or timeliness.
| Branch | Address | City | State | Type |
|---|---|---|---|---|
| 13th Center BranchHQ | 1251 13th St | Columbus | GA | Full Service |
| 280 Branch | 3722 US Highway 431 N | Phenix City | AL | Full Service |
| Express Service Center | 4105 Buena Vista Rd | Columbus | GA | Full Service |
| North Branch | 7300 Veterans Pkwy | Columbus | GA | Full Service |
| Peachtree Branch | 4811 Bankers Blvd | Columbus | GA | Full Service |
| South Lumpkin Service Center | 1807 S Lumpkin Rd Ste D | Columbus | GA | Full Service |
| Lakeside Village | 6516 Kitten Lake Dr | Midland | GA | Full Service |
Data sourced from FDIC BankFind Suite. This data is provided by the federal government and is believed to be accurate, but TheFinanceSection.com cannot guarantee its completeness or timeliness.
Data sourced from FDIC Enforcement Decisions and Orders / NCUA. This data is provided by the federal government and is believed to be accurate, but TheFinanceSection.com cannot guarantee its completeness or timeliness.
TFS Financial Health Grades represent our editorial assessment based on publicly available data and our proprietary methodology. They do not represent financial advice or an official government rating. Data on this page is sourced from federal government databases and is believed to be accurate.
Benchmarked against 60 active, federally insured credit unions reporting in the same quarter and holding roughly 0.5×–2× its assets. Same-state and overlapping-market peers are prioritized.
TFS health score
68.3
Net worth ratio
13.90%
Return on assets
-0.43%
60+ day delinquency
1.35%
Suggested direct comparisons
Warner Robins, GA
$4.9B
Complaint percentiles are intentionally withheld while TFS audits CFPB company matching and import coverage. Peer conclusions use complete same-quarter regulatory metrics only.