Total Assets
$490.1M
Total Deposits
$421.1M
Branches
9
Established
1935
TRAX is a credit union headquartered in Tampa, Florida, established in 1935. It holds $490.1M in total assets across 9 branch locations. In our editorial opinion, based on public FDIC/NCUA data, TRAX earns a TFS Financial Health Grade of D- (52.1/100) — our editorial assessment, not an official rating or financial advice.
TFS Health Grade
52.1 / 100
Below average financial health
How we gradeTFS Health Grades are our editorial opinion based on public FDIC/NCUA data — not an official rating, not financial advice.
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Financial data through March 31, 2026. Updated by TFS August 28, 2026. Data sourced from NCUA Call Reports as of 2026-Q1. This data is provided by the federal government and is believed to be accurate, but TheFinanceSection.com cannot guarantee its completeness or timeliness.
Data sourced from CFPB Consumer Complaint Database. This data is provided by the federal government and is believed to be accurate, but TheFinanceSection.com cannot guarantee its completeness or timeliness.
| Branch | Address | City | State | Type |
|---|---|---|---|---|
| MainHQ | 3710 N 50th St | Tampa | FL | Full Service |
| Seffner | 1209 Kingsway Rd | Brandon | FL | Full Service |
| North Lakeland | 3305 Lakeland Hills Blvd | Lakeland | FL | Full Service |
| South Lakeland | 2315 Drane Field Rd | Lakeland | FL | Full Service |
| Plant City | 1701 W Baker St | Plant City | FL | Full Service |
| Winthrop | 6106 Delancey Station St | Riverview | FL | Full Service |
| SouthShore | 619 30th St NE | Ruskin | FL | Full Service |
| Temple Terrace | 12125 N 56th St | Temple Terrace | FL | Full Service |
| Zephyrhills | 36239 Pure Water Way | Zephyrhills | FL | Full Service |
Data sourced from FDIC BankFind Suite. This data is provided by the federal government and is believed to be accurate, but TheFinanceSection.com cannot guarantee its completeness or timeliness.
Data sourced from FDIC Enforcement Decisions and Orders / NCUA. This data is provided by the federal government and is believed to be accurate, but TheFinanceSection.com cannot guarantee its completeness or timeliness.
TFS Financial Health Grades represent our editorial assessment based on publicly available data and our proprietary methodology. They do not represent financial advice or an official government rating. Data on this page is sourced from federal government databases and is believed to be accurate.
Benchmarked against 60 active, federally insured credit unions reporting in the same quarter and holding roughly 0.5×–2× its assets. Same-state and overlapping-market peers are prioritized.
TFS health score
52.1
Net worth ratio
12.78%
Return on assets
0.31%
60+ day delinquency
1.41%
Suggested direct comparisons
Tampa, FL
$622.0M
Complaint percentiles are intentionally withheld while TFS audits CFPB company matching and import coverage. Peer conclusions use complete same-quarter regulatory metrics only.