Total Assets
$1.1B
Total Deposits
$945.1M
Branches
15
Established
1957
RADIANT is a credit union headquartered in Gainesville, Florida, established in 1957. It holds $1.1B in total assets across 15 branch locations. In our editorial opinion, based on public FDIC/NCUA data, RADIANT earns a TFS Financial Health Grade of C- (63.7/100) — our editorial assessment, not an official rating or financial advice.
TFS Health Grade
63.7 / 100
Average financial health
How we gradeTFS Health Grades are our editorial opinion based on public FDIC/NCUA data — not an official rating, not financial advice.
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Financial data through March 31, 2026. Updated by TFS August 28, 2026. Data sourced from NCUA Call Reports as of 2026-Q1. This data is provided by the federal government and is believed to be accurate, but TheFinanceSection.com cannot guarantee its completeness or timeliness.
Data sourced from CFPB Consumer Complaint Database. This data is provided by the federal government and is believed to be accurate, but TheFinanceSection.com cannot guarantee its completeness or timeliness.
| Branch | Address | City | State | Type |
|---|---|---|---|---|
| Radiant Operations Center (ROC)HQ | 4440 NW 25th Pl | Gainesville | FL | Full Service |
| Alachua | 14520 NW US Highway 441 | Alachua | FL | Full Service |
| Chiefland | 1003 NW 22nd Ct | Chiefland | FL | Full Service |
| Crescent City | 112 N Summit St | Crescent City | FL | Full Service |
| 43rd Street | 2516 NW 43rd St | Gainesville | FL | Full Service |
| Archer Road | 6305 SW Archer Rd | Gainesville | FL | Full Service |
| Gainesville Main Office | 405 SE 2nd PL | Gainesville | FL | Full Service |
| Hawthorne | 6005 SE US Highway 301 Ste 101 | Hawthorne | FL | Full Service |
| Lake City | 1659 W US Highway 90 | Lake City | FL | Full Service |
| Live Oak | 2231 Ohio Ave N | Live Oak | FL | Full Service |
| Newberry | 24100 W Newberry RD Ste 50 | Newberry | FL | Full Service |
| Ocala | 3510 NE 14th St | Ocala | FL | Full Service |
| Old Town | 25873 SE Highway 19 | Old Town | FL | Full Service |
| Palatka | 306 S Palm Ave | Palatka | FL | Full Service |
| St. Augustine | 1700 US Highway 1 S | St Augustine | FL | Full Service |
Data sourced from FDIC BankFind Suite. This data is provided by the federal government and is believed to be accurate, but TheFinanceSection.com cannot guarantee its completeness or timeliness.
Data sourced from FDIC Enforcement Decisions and Orders / NCUA. This data is provided by the federal government and is believed to be accurate, but TheFinanceSection.com cannot guarantee its completeness or timeliness.
TFS Financial Health Grades represent our editorial assessment based on publicly available data and our proprietary methodology. They do not represent financial advice or an official government rating. Data on this page is sourced from federal government databases and is believed to be accurate.
Benchmarked against 60 active, federally insured credit unions reporting in the same quarter and holding roughly 0.5×–2× its assets. Same-state and overlapping-market peers are prioritized.
TFS health score
63.7
Net worth ratio
9.59%
Return on assets
0.53%
60+ day delinquency
0.45%
Suggested direct comparisons
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Complaint percentiles are intentionally withheld while TFS audits CFPB company matching and import coverage. Peer conclusions use complete same-quarter regulatory metrics only.