Total Assets
$3.6B
Total Deposits
$3.2B
Branches
24
Established
1950
PROVIDENT is a credit union headquartered in REDWOOD CITY, California, established in 1950. It holds $3.6B in total assets across 24 branch locations. In our editorial opinion, based on public FDIC/NCUA data, PROVIDENT earns a TFS Financial Health Grade of C+ (71.1/100) — our editorial assessment, not an official rating or financial advice.
TFS Health Grade
71.1 / 100
Average financial health
How we gradeTFS Health Grades are our editorial opinion based on public FDIC/NCUA data — not an official rating, not financial advice.
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Financial data through March 31, 2026. Updated by TFS August 28, 2026. Data sourced from NCUA Call Reports as of 2026-Q1. This data is provided by the federal government and is believed to be accurate, but TheFinanceSection.com cannot guarantee its completeness or timeliness.
Data sourced from CFPB Consumer Complaint Database. This data is provided by the federal government and is believed to be accurate, but TheFinanceSection.com cannot guarantee its completeness or timeliness.
| Branch | Address | City | State | Type |
|---|---|---|---|---|
| Corporate OfficeHQ | 303 Twin Dolphin Dr | Redwood City | CA | Full Service |
| Provident CU Alameda Branch | 2250 S Shore Ctr Ste C | Alameda | CA | Full Service |
| Provident CU Belmont Branch | 1050 El Camino Real Ste C | Belmont | CA | Full Service |
| Branch Office | 2171 Junipero Serra Blvd Ste 150 | Daly City | CA | Full Service |
| Branch Office | 2680 Dublin Blvd | Dublin | CA | Full Service |
| Branch Office | 2475 Iron Point Rd Ste 110 | Folsom | CA | Full Service |
| Branch Office | 39080 Argonaut Way | Fremont | CA | Full Service |
| Branch Office | 22302 Foothill Blvd | Hayward | CA | Full Service |
| Branch Office | 15425 Los Gatos Blvd | Los Gatos | CA | Full Service |
| Branch Office | 209 Broadway | Millbrae | CA | Full Service |
| Branch Office | 4937 Telegraph Ave | Oakland | CA | Full Service |
| Branch Office | 4937 Telegraph Ave Ste D | Oakland | CA | Full Service |
| Branch Office | 2390 El Camino Real Ste 110 | Palo Alto | CA | Full Service |
| Branch Office | 210 Redwood Shores Pkwy | Redwood City | CA | Full Service |
| Location of Records | 303 Twin Dolphin Dr | Redwood City | CA | Full Service |
| Branch Office | 450 Golden Gate Ave Ste 2-0558 | San Francisco | CA | Full Service |
| Branch Office | 701 Sacramento St | San Francisco | CA | Full Service |
| Branch Office | 1705 E Capitol Expy Ste 20 | San Jose | CA | Full Service |
| Branch Office | 1757 Technology Dr Ste 10 | San Jose | CA | Full Service |
| Branch Office | 5801 Cottle Rd Ste 20 | San Jose | CA | Full Service |
| Branch Office | 2727 S El Camino Real Ste B | San Mateo | CA | Full Service |
| Branch Office | 11030 Bollinger Canyon Rd Ste 190 | San Ramon | CA | Full Service |
| Branch Office | 398 W El Camino Real Ste 112 | Sunnyvale | CA | Full Service |
| Branch Office | 742 Bancroft Rd | Walnut Creek | CA | Full Service |
Data sourced from FDIC BankFind Suite. This data is provided by the federal government and is believed to be accurate, but TheFinanceSection.com cannot guarantee its completeness or timeliness.
Data sourced from FDIC Enforcement Decisions and Orders / NCUA. This data is provided by the federal government and is believed to be accurate, but TheFinanceSection.com cannot guarantee its completeness or timeliness.
TFS Financial Health Grades represent our editorial assessment based on publicly available data and our proprietary methodology. They do not represent financial advice or an official government rating. Data on this page is sourced from federal government databases and is believed to be accurate.
Benchmarked against 60 active, federally insured credit unions reporting in the same quarter and holding roughly 0.5×–2× its assets. Same-state and overlapping-market peers are prioritized.
TFS health score
71.1
Net worth ratio
10.59%
Return on assets
0.63%
60+ day delinquency
0.08%
Suggested direct comparisons
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Complaint percentiles are intentionally withheld while TFS audits CFPB company matching and import coverage. Peer conclusions use complete same-quarter regulatory metrics only.